How much do you all have invested in safer funds vs stocks (outside of retirement accts)?
Currently at a NW of ~350k and have 125k in funds and around 70k in stocks, including ESPP. I’m fairly young (late 20s) and wondering if I should throw more into the stock market over the next few months or wait it out for a correction

Which assets to invest pension into?

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

Hurrah! We have 93 members! But no one posts or comments lol. Anyone getting Second Life vibes from all these 3D worlds and brand investments? A decade ago Best Buy was serving people in 3D with SL.

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Which bank account is better for salary account?

HDFC
Axis

Do all B4 firms match only 25% on our 401k contributions up to 6%?

What is a simple way to explain to my boyfriend that investing in equity with an expected return of 10% is better than paying off debt that is growing at a rate of 6%. He has student loans and is adamant that he wants to pay all of them off immediately before saving any retirement money. I understand that many individuals use this strategy but I think investing in index funds for the long haul is better from a wealth accumulation perspective, without even factoring in tax implications of 401k

So I’m only contributing to 401k enough to get employer match, and I’m saving an additional ~20% and putting 90% of that into my vanguard mutual funds. Reasoning is that I don’t want to lock away all that money maxing out 401k. Have 3 months expenses liquid in a savings account. Is this really dumb? Essentially trading tax for the option of actually using my money.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Anyone have a good tax person in Philly

What is a good credit card to get for travel?

How many people get promoted to S1 from A2? Didn’t do well in A1.

Do you guys talk to chambers for the firm interview?

Anyone knows what’s the base and bonus for a M2 in valuation position in NY area? Trying to negotiate an offer next week. Thanks!

Could someone give tips on where to find Luxembourg individual's income tax legislation? Thanks!

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Thoughts on Deloitte’s M&A Human Capital practice? Thought on Strategy& organization strategy? Should I expect case studies fir Strategy&? Any tips would be helpful.

I am interested in getting my SHRM-CP certification this year and I was wondering which study methods and materials worked best for those of you who passed the exam. Also, what are your roles in HR?!

What are actionable items one should strive for when trying to grow as a designer after landing their first role? I hear a lot about ways to grow to land the first job but very little about how to improve after you know the basics.

Really over this job, but company just started my GC application. I hear it takes about 2 years. Is the GC worth the wait? Does the time go by fast? Lol I feel stuck here & just tired. Send help

Does anyone else get super gassy during/ after flying?

if there's no pension anymore and a significantly lesser lump sum payout, why become a partner at EY?

I think all frontline healthcare workers need to have their school loans waived, if they have them. (And yes, something for first responders/essential workers too. Like tax waivers maybe?) 🙏🏼

Owe ~$4,500 in taxes for 2020. Anything I can do to reduce this amount? Going to contribute some extra money to 401k to get me to 19,500 for the year. Anything else?

If lti hire for RPB post so should I join or not coz I have another offer also with other companies..

Hi all, I’m considering a move to Chicago but am trying to understand costs of childcare. How much should I expect to spend for two kids (3 and 1 yr) in a daycare center?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Hello fishes. Need some insurance advice.
My parents are dependent on me. My 62 yo dad and 57yo mom do some part time work and makes $1000/mon. Dad has some health complications like diabetes, high bp, genetic heart issues, liver problems etc. Does it make sense to get a life insurance for him - 20 yr term, $1M coverage. Premium is around $500. I am thinking I can pay the premium but if something happens to dad, it will help my mom pay be self-sufficient

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

Which assets to invest pension into?

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

What stocks are you betting on for 2018?

What happens if I over contributed to 401k because of a job change ? How do I adjust ?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

What are your thoughts on Baidu as an investment?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

First human to cow transmission of the coronavirus. And the bull is dead.