WWYD: we put in for larger 2nd house we intend on renting out but the seller's agent lied to us about having flood insurance. Problem is, we need to sell our smaller rental to have the down payment. The seller is now looking to sue the HOA to get them to comply with their own Master deed. Do you stick it out or do you cut your losses and just rent out the smaller unit?

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

I am exploring job option at RSM. What are 401K and HSA service providers for RSM?

I’m working at an insurance defense firm, trying to target my practice to L&E. I’m overworked and underpaid, but gaining valuable experience I hope to pivot toward an eventual in-house counsel position. I recently was offered an opportunity to lateral to a national firm for a significant pay increase (150% salary increase, much better benefits, hybrid WFH options). Problem-I would be shifting gears to Toxic Tort. I’m torn between my passion and the money. I’m a second year associate. WWYD?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Can one become financially stable after being discharged from the military?

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

Obviously many of us get paid very well and there is an expectation with work demands for being paid that high. But what’s too much? How do you set a limit to preserve your mental health? I find myself guilty for taking time to decompress but I know I come back to work refocused after I do it.

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

How is ZS different from other healthcare consulting firms in terms of projects? What does it essentially specialise in?

What app do you guys use to buy? Seems like Coinbase only has 3 cryptos, RH only 2. Is there a single app that has all or a large selection to choose from ?

What app do people use to buy crypto?

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Anyone have a carry payout model they can share? Trying to build a few scenarios

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Bittrex or Binance? Or another? Is it possible to convert Litecoin to Alt coins on Binance?

Bette and Tina or Bette and Jodie? Discuss

Do any of u have book recos that give you the low down for digital/social (inclusive of what reporting means ect)? Just joined a team and would like to be proactive since everyone is super busy for

Do you think independent agencies will be in better shape to handle COVID-related client budget reductions and/or losses?

Or does it not matter and layoffs are equal across the board?

One of my coworkers thinks she deserves more PTO than it is allowed in our agency because she's "struggling". We all struggle with our own battles but she's being very rude about it. How can we handle this?

DM me for referral in TCS

Hi All,

I’m looking for testing openings. I have around 3 years of experience in both manual and automation testing.Could you please tell me do you have openings in testing roles?

LWD: 09-SEP-2022
Location: Chennai, Bangalore, Hyderabad

How strong is your impostor syndrome on a scale of 1-10?

(10 being I feel like I'm a day away from being found out).

How many hours a week do you all at Deloitte consulting work a week on average? Very curious to hear

3 weeks in as an experienced hire and still struggling in terms of understanding my role on projects, networking, organization structure, firm initiatives and career development process. How long did it take you to settle in? Any tips?

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

I’ve got a reservation for 2 at the Aviary for this Friday, 5/6, at 7:30 pm that I no longer can attend. It’s for the 5 course tasting menu.

Is anyone interested in buying the res off of me? It seems my only options are to transfer the res to someone else.

How many of you roll/ use MDMA ? If so how often?

Is taking the bus to work as convenient as taking the tube? Thinking of getting a place that by bus has a lesser commute than train but worried about traffic, frequency, etc. of the bus. Basically 20 mins bus vs 27 mins tube? Thanks!

Anyone try Celsius, the Gatorade drink? I think I heard about it on this app, but wasn’t sure if people prefer it to coffee?

How to be good at Sales and have a charismatic personality?
Any words of wisdom? Any great books to read? Any other recommendations?

Any good concerts happen to be playing in India this year, any idea ?

Why do people distinguish between DOCUMENTS and COMMUNICATIONS in requests for documents. Aren’t communications a subset of documents? Is this a copy-paste holdover from interrogatories, or is there a valid reason to distinguish?

Any one familiar with Ocala FL. Does it flood? Would you send your children to the public schools? Is it a good place to live and raise a family?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Correct me if I'm wrong but isn't it more advantageous to have low housing prices and higher interest rate? If that's the case, you can always refinance when/if the interest rate lowers again. Is there something I'm not seeing?

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Any good HELOC recommendations?

Ideally 90% LTV, minimal closing costs, desktop appraisal.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

I am looking to buy my first property soon - preferably new constructions (anything except condos) anywhere in Ontario/Canada. Any suggestions where I can turn to find new construction projects? I understand I need an agent. Until I find a good one, I am looking at the houses myself. Any suggestions where I can get information about new projects happening in the province?

For those that built higher end homes, what kind of appliance budget did you have?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Do you thank your tenants for paying the rent? A quick thank you text?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?