Trying to buy a home with low/fair credit.. any tips to get an approval for FHA or any tips to increase credit score faster? I've opened a new credit card, got a new car, and pay my bills on time. I'm not seeing much of an impact on my credit score. It's frustrating.

PSA - if you use bonus funds to place a bet with the Fan Duel Sportsbook parlay insurance the bet is ineligible for refund. For example - the 2/3 leg Euro parlay insurance.

I make $101K base salary as a Consultant/Specialist at Accenture Federal in Washington, DC. My husband is a teacher making $55K. We’re getting by with our mortgage and regular student loan payments, but it’s not enough to do much else. We also want to start a family in a few years. What move could I make to hit $150K base? So many of you are making unbelievable amounts… I don’t know how to keep up.

Home appraisal came in 30k too low. Seller is an investment group. House was on the market 40 days before offer. What's the chance they sell at appraised value?

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Okay, who here was smart enough to put in $80 limit buys?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anyone get funded lately? Share so we can celebrate you!

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

How is the AMEX account in IBM?

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

Which credit card do you think is the best for ME consultants?

Have about 5k to invest - should I do FXAIX or FSKAX?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

How is everyone finding the year-end craziness to close deals this year?

Have been with company just a year and a half and having to change to 3rd manager already. Are all bigger companies like this?

I know this is the DC bowl, but does anyone live on or near Georgia Ave in Silver Spring? I’m moving across the country to the downtown silver spring area and am considering moving into the Thayer & Spring building. Can anyone give any insight on the noise level?

Probation is extended in Socgen for 3 months, does it mean they will fire or it happens to many people?

Hello All,

I am having over 9 years of experience as oracle application database administrator and currently pursuing my masters at university of Windsor Canada.

I am looking for co-op and full term opportunities. Please let me know if you have any recommendations.

Thanks,
Shruthi

I got a offer from HCL.

I have given joining date of my previous company with a difference of 1 week and submitted joining form.

Will there be any issue in BGV.

I am worried about it.

Can anyone please suggest what I can do at this point.

So much workload here.. working almost 12-16hrs a day.. planing to leave..

PHX -5, let’s go

Need advice on How do you structure your corp to corp benefits and salary that you pay yourself? And what are the items that can be written off when you work from home?

Wanted to share this somewhere.
My father has been very aggressive and keeps on creating quarrel like situations at home day in and day out.
I care for him a lot. However, i have tried both calm and aggressive tones during quarrels, but it also didn't help.
Now it's becoming unbearable to keep on getting involved with his quarrels over little things... considering this scenario I am also not proceeding with matrimonial process as not sure how the girl will handle this
28M here
Any suggestions?

On the verge of leaving law but getting cold feet. Could someone talk with me? I feel like it’s just a matter of not getting good mentorship but I’m concerned my feelings might not change elsewhere. I just don’t know. I wish I could just have a mentor and guidance

Does anyone know anything about a firm called Lee Smart in Seattle?

Anyone has joining on 10th october?

I am trying to figure out how to switch to SWE. I have a masters in civil engineering and have a good background in higher level math. It looks like the better coding boot camps are quite expensive. The alternative is another masters in CS which is the same cost as many boot camps. Any recommendations on picking between a coding boot camp and getting another masters degree in CS? I’m looking to get into the best position possible after getting an education in CS (get a job quick and good pay).

Anyone do podcasts with elementary in the library? I currently run a live morning announcements via YouTube with Ss but want to add in a weekly podcast. Don’t know where to start.

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

I’ve noticed a lot of job applications have a field for a website in addition to LinkedIn…this is new to me. what kind of websites do people put here? What’s on the website? Is it like a campaign/platform of themselves as a brand?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Is buying fancy condos with high HOA(>$1k) worth it?

Thinking about using my VA loan in a few years. Any advice?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Any recommendations on a good water softener system (4 people)?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Any recommendations for buying agents in Massachusetts?