Me and my SO are planning to purchase a house probably at the end of the year. Is it too soon to start preparing? What is the recommended time frame that one should apply for a mortgage pre approval? Should it be under 2 incomes or only 1?

For context: We are not married yet. And at this point, I’m making more money than he is but I also work in KC and he’s working in Oklahoma (where we plan to move). If I quit my job before moving, I heard that may affect approval due to “instability”. Help!

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Are investment properties good for retirement?

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

Moving to Philly next year, making ~90k before tax. Would like to hear some opinions on how much I should spend on rent. (For context I do not have student loans and would also like to lease a car)

Anyone here with a negative net worth (excluding 401k) in their 30s? Or am I an outlier?

Which consulting firm has the best 401k match?

Why do firms not use vested stock options as incentive in earlier stages of career?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Just curious, has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

How many think marketcap of cryptos will reach 700 billion or more before year end?

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

contact us for investment queries we may not have all solution but can give new prospective

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

When the senior manager expects you to create estimated tax payments out of thin air because the client refuses to pay safe harbor.

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Does Infosys charge money for laptop screen damage?

Anybody here (or your spouse) on an L2 EAD and not received the renewal before your current one expires? What did you / your employer do?

I feel inadequate and unsure of how or if to acknowledge the US/Buffalo racist murders and terrorism of this weekend in the workplace. I don’t want to do disservice or unintentionally further traumatize anyone. I know my Black colleagues are traumatized. I am horrified. And yet we just have our meetings and I guess compartmentalize it away.

Dad got laid off. Drinking got worse. Attempted assault on sis and mom. Had to put up in hotel. No clue on next steps (legal and personal). Project is complete shit show and SM is not getting it. Idk man...

Putting aside wachtell, what do we think are the best M&A shops for high value deals?

Anyone been to the Harvard Extension School - Consultant’s Toolkit program? Any insights to share?

On late nights like these, I have so much respect for IB guys…I don’t know how they do it day in and day out. I’m crazhin by the time 10pm hits

If the stock market were to tank, incl. all these ridiculous tech valuations, how do you guys think compensation packages will move in competitive fields such as IBD, consulting, big tech?

Based on current environments, I’ve two hypotheses:
1. Comp packages in competitive fields will continue strongly due to: a. less supply of top talent (great resignation), b. less willingness to work demanding jobs (push for wlb), and c. Rising living costs - inflation
2. Comp packages will get readjusted…

At a happy hour and my boss just told me she wants me. Currently in an Uber going back to her place. AMA

Can I waive into other UBE jurisdictions using my NY UBE license at any time? Or is there an expiration date for my bar exam score, after which point I won't be able to waive in?

Can you help in listing out companies in Chennai that offer permanent WFH
#thoughtworks #Cisco #atlassian

I have recently received an offer from Morgan stanley for bangalore location.
I wanted to know the following :
1. Work culture
2. Work life balance
3. On site opportunities
4. Salary hikes

TIA 😊

Ladies, Trying to to turn a ☘ and begin a new diet for the summer; what's your goto summer diet?

Any recommendations on a good water softener system (4 people)?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What is the most difficult part of buying a home for the first time?

Thinking about using my VA loan in a few years. Any advice?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

I'd like to buy, but the market is absolutely atrocious currently

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?