For mortgage loans,
I’m borrowing high 300k and credit score around 760+
I’ve gotten 6.25% for 30 fixed.
Should I lock this rate? I’m debating bc of what feds are saying.

With NYC legalizing weed, are there any stocks to watch out for?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

My company has a DPSP program that feeds it directly into an RRSP account. I don't believe there's any RRSP contribution matching program on top of the DPSP (I know I should know, I'm being bad). Assuming there's no matching program, is there still a point in signing up for a X% contribution every paycheck?

Anyone seriously wanna start a hedgefund with me ? I can assure a 30% cagr with my quant

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

What are yall buying?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

What % or amount do you aim to save every month, and what have been you most effective tips at decreasing your spending?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

Rent and put money into the stock market VS Invest in NY property?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Any advice in terms of investment to save the maximum tax?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

What you didn't know about engineering...

Hey everyone! What resources would you like to see that could help you in your first year of teaching?

Hi Fishers,

What is the best time of the year to be in the notice period?

I mean what is the time of the year where requirements in most of the companies are at pick?

Like in Dec and March you will see less requirement due to Christmas and financial year ending. Similar what is the best period?

Because in my previous switch, 15 days were wasted due to Christmas and in March lot of requirements went on hold due to financial year ending.

Thanks

Best kitchen knife set under $600?

Any recommendations for a 27 or 32 inch monitor primarily for programming (not for video editing or gaming ). Budget under $400k

Senior associate, 3.5 YOE, M&A tax in southeast US. What’s a reasonable salary expectation?

Hi guys
My current ctc is 11.7 fixed. Having 4+ experience. What is the maximum CTC i can ask for. Please help

How is Xoriant pune for automation testers? Also how is job security in Xoriant as one of my knower is on bench since 3 months since joining. He is worried. Guys Please suggest.

Most corporations don’t provide employees with good career planning.

It’s critical have your own #CareerBlueprint.

What are your career and personal goals for this year?

For the next 3 years?

Consider all areas of your life, not just title and compensation:

- Education / Certification
- Free time
- Fitness
- Family
- Vacations
- Retirement

Start with the outcomes you want to achieve and then plan short and long term steps to get there.

What’s your plan? Let me know in the comments.

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Average SAE salary? Trying to get a gauge before I accept an offer.

Offtopic:
Any WhatsApp group of stock/option traders?
Am an option seller and looking forward to connect to like minded people.

What's the total comp packages look like for big pharma for Sr. Manager or AD?

Is 130-150, 15% bonus, 15k rsu in line?

Was just told my HOP is leaving in 3 weeks and they’d like me to takeover. Medium sized agency with a range of clients big and small. 20+ person dept. Wondering what percent raise I might get and/or negotiate?

I want to know how difficult workday prism certification is? What is the passing rate for this exam.

Trying to get my GRE Quant score from a 160 to a 165. Feel like it’s a harder jump than when starting from a lower base - will appreciate any strategy tips or suggested Quant resources!

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Is buying fancy condos with high HOA(>$1k) worth it?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

What is the most difficult part of buying a home for the first time?

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I'd like to buy, but the market is absolutely atrocious currently

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.