New to investing, have 90k in savings. Should I do lump sum or DCA based on current climate? (I'm 23 and plan to do 60% VTSAX 40% VFWAX)

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Delta lounge DCA. No food, only drinks. Serenity.

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I invested into the market yesterday 😭 I know people love talking about DCA and “you can’t time the market”, but this definitely feels like a moment I’ve lost money 😞

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Planning to DCA on my USO puts and depending how high we go today either open more SPY puts or some UVXY calls

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DCA folks: Does investing weekly vs. investing every other week yield a material difference over time?

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I have a $80k payment coming in from a real estate sale - any thoughts on where to deploy?

DCA the market? Wait for inevitable drop?

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Over extended myself. Debating on waiting a bit more for VTSAX to come back where I’ll be breaking even and taking my cash back out and averaging back in. Got in at $83 for 16.5k and feel like I missed the boat (time in market vs. timing lol). Put an additional 1k (DCA) in at $71 split 50/50 between brokerage and Roth IRA. Want to get at least my initial 10k out of brokerage. OR I could continue to average in but instead at my floor. So if we are above $83 I will put in HYS. Thoughts?

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So glad I grabbed BA at 120 and 100 rather than waiting for $70 like some fishes were doing. Perfect example of don't time the absolute bottom but DCA on the way down.

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Have about $100k to invest. Don’t want to put it all in the market at once even though it makes sense long term. How long would you DCA this amount?

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Have 60k nest egg saved up — first investment property or DCA into VOO??

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Have about $130k sitting in a HYSA, in addition to my $50k emergency fund. Is this a good time to start DCA this amount in the market? Keep hearing markets are going to drop. Any suggestions will be appreciated.

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Can we make the banner of this bowl: 1. Efficient Market Hypothesis 2. DCA 3. Diversify

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In the long-term, what tends to be more valuable financially? 1. High 100% cash comp (I.e. consulting/banking) that you can then invest (assume S&P500 index DCA) or 2. Somewhat high cash comp with RSUs (Big tech, etc). Also assume excess cash here is put in SP500 Index DCA.

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Sold a property and now have $350k in a HYSA. I’d like to DCA in VOO. What is reasonable? 5k a week? 10k a week?

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Marriott and Disney are quality companies being hit hard right now . Are they good buys at this point or wait ? dCA ?

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Help me !
So I have around 5k invested in VTI and VOO. I am even right now due to DCA. My question is Should I take that money out and put it in Roth IRA for 2019 and get tax benefit ?

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Just received a 4k bonus — looking to invest into VTI / VOO. How would one DCA in this market? $1000 at the beginning of every week this month?

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I have about $2000 in an investment account that I would like to throw into an index fund (VOO). As I am very new to this, could someone explain pros/cons of throwing it in lump sum vs DCA? Thanks

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Plan to DCA 20k extra savings and 6k Roth to take advantage of covid. How long should I DCA it for? 2 mon, 3 mon, 5 mon? For the rest of the year?

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This is why you dollar cost average boys and girls. During great depression, lump sum made $2 in 25 yrs. If DCA at $10k/yr, your $260k became $1.5m.

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Thoughts on VEXPX/VOO combo for DCA in as the market drops?

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New to investing and considering DCA - have 10k out of 40k in (401)k/IRA/HSA that’s not currently vested, along w 30k in savings besides an emergency fund. Any suggestions on strategy / timing?

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$60k to put into VFIAX, VTSAX, and VIGAX (50%, 30%, 20%). Looking to DCA in but curious about your thoughts on the ideal timeline for getting these funds into the market.

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Flight prices are tanking. Post your best deals here. To start - just saw DCA - AUS for SXSW next weekend for $113 RT on AA

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How busy is DCA on Sunday’s? How many hours before my flight should I get to the airport?

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I have around 80k in cash ready to deploy. What's the best way to do this? Ive heard DCA is a good strategy but how far out should I DCA? 1k every week? 2k? More?

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Have about 100k in cash, wanted to get into market. Any recommendations on One time buy vs dollar cost average? If DCA, what’s recommended schedule- weekly or monthly?

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Just started a travel project where I’ll be flying weekly. What airline should I target for miles/points? Iflying out of DCA and SEA for SFO every Sun and returning to DCA/SEA on Thur afternoons

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Flight using AA miles is 35k. Cash price is 270. TPG estimates AA mile to be worth 1.4 cents. Is this just randomly bad or am I missing something? Domestic main cabin DCA to RDU if that matters.

Any fishes in DCA Terminal B with Admirals access willing to guest in my sister whilst I take in my niece HMU!

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Guys what the Fock is going at DCA rn

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Who remembers the old Craigslist missed connections?! Female SEA > DCA, you were sitting in First Class and had a boot on. That is my nightmare - get injured playing soccer and have to hobble....

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Hey 🐠! My apt is for rent in Potomac Yards - 2b/2ba with in-unit w/d, TWO GARAGE parking spots!! Super close to DCA so you can hit snooze a few times on Monday morning...available 12/15, $2300/month

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Are either IAD or DCA nightmares in car rental returns?
Trying to determine if I should rent or uber for upcoming VA suburban role. (15mins from IAD, 30mins from DCA) I don’t leave much time Thursdays

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I’m in DC, heading to Kauai for Christmas week. Willing to go out of DCA IAD BWI. Having trouble finding “good” route and anything less than $2000/ticket. Any Hawaii pros out there to share advice?

Flew in last night from DCA to IND - a nonstop, less than a 1.5 hour flight. My luggage somehow got stuck in DCA and AA still haven’t located/got back to me regarding how they will get it back; cont’d

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Gate 35X at DCA 💀

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Thursday morning American DCA-DAL. Only on Group 3 and it’s already half full...

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It’s 10:50 pm and we’ve been taxiing for 20 minutes because the other aircraft hasn’t vacated. When did DCA become an airport with ONE GATE?????

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Anyone know how early I should arrive for a flight out of DCA on a Friday night? No precheck

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Hi,

Can someone please let me know how is the annual appraisal and growth in SLC?

I have gone through lot of posts in Glassdoor where existing employees are not happy with increments and slow growth.

Going for a cyber SRC interview in San Diego. What’s the salary for Senior consultant 2 and 3? At pwc it’s around 120k. Wondering what’s in EY.

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Person on my ATL to SFO last week was wearing a full construction respirator with a surgical mask across the front. (Like in photo, I had to photoshop it together because I couldn't get a pic on the plane)

Like... why?

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midnight flight sfo-ewr is awesome until it gets delayed to 1:30. every shop closed by 11, fml.

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Thoughts on the Amex Platinum for a Delta flyer based in ATL?

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Are Uber/Lyft drivers reluctant to drive from DC (Logan) to BWI?

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Any news on more companies moving into DFW from other parts of the country? Of course Plano is a hot spot.

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Where do y’all work? I work as a consultant at a big four in San Francisco. Looking to move to phoenix but am trouble finding consulting firms that operate in the city. Any recommendations?

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San Diego gigs at Grizzly.

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BOS —> ATL

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Anyone visited the updated Admirals Club in CLT? I've avoided connecting through there until the construction was complete. Was the 6-month shutdown worth it?

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I'm looking for a comms planner for a mid-size agency in San Diego. 5-7 years overall experience with at least 1 full year spent exclusively on comms. DM me if you're interested, I'd consider more experienced as well.

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Tried this Santorini retailing for $40. Very concentrated but can’t say I was blown away by it. Volcanic terroir dominates almost to the point of obscurity, and it had strong lemon notes, hints of quince, and sea salt. It clashed with Mexican food (hey I knew that beforehand but didn’t think it would clash THAT bad, and usually pair Mexican with Riesling or Gewürztraminer) but I’m going to Greece soon and wanted to drink Greek wine. I drank half at a BYOB, took the bottle home(cont’d)

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Just moved to San Diego. Anyone wanna get together??

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Hi all,
I'll be moving out to San Diego for a few months and wont have a car, can I get around downtown without one? Also, what areas within downtown are safe?

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Cisco

Pros:

- fairly decent place to work (from someone who worked with the Vancouver and San Jose offices). never met a blue badger (permanent employee) who had awful things to say.

- Ashley Goodall (their SVP, Methods & Intelligence) co-authored a brilliant book on leadership and people management called “Nine Lies About Work” that makes me believe they can be an awesome place to work

Cons:

- red badgers had low morale since they’re contract workers and can be terminated at any time

Looking to do a solo trip for about a week somewhere that’s driving distance from San Francisco (anything within ~10 hours) this July/August. Looking for some good hiking and food. Last year I did Bend and it was great!

Any recommendations? Would’ve liked to do Yosemite, but pretty hard to find places to stay at this point.

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What’s an average S2 salary in FDD for high COL’s like NYC, SF, LAX and Chicago?

I have been working in SEA region last 4 years. I feel burned out. I have 10yoe, I have try to move to other country but I pretty much suck in LeetCode. I want to take some time off to unwind, finish some personal business, and really prepare for interviews. I would like to hear from you. Should I quit to my current manager(5th so far) or wait after mid year performance review, when a new boss will take over my team? I'm thinking on giving them 2 months notice period. By contract is 1.

Thanks

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Additional Posts

Any one in the Ny/Nj area?

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Hi Fishes, how much does the post-graduation college matter while applying for Bain & Co.? when one has the relevant experience, skills, and certifications mentioned in JD. Also, any leads on referrals for Supply Chain Consulting jobs would help.

AI MACHINE LEARNING - I’m FREE

Anyone need assistance in a Machine Learning project ?

This industry seems impossible to join without any prior experience. I’m willing to volunteer to help build up my experience here.

Anyone want to work out a FREE help arrangement for exchange in gaining experience ? - I’m willing to give my time.

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Friendly reminder: please clean your phone as often as your hand 🖐

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Working in a start-up and love having an impact on the product. Things have been too chaotic tho. Thinking of recruiting for a big tech company but not sure if it's for me- anyone willing to chat?

I graduated in May of 22. I transitioned from being an intern to being a full time counselor, now for 6 months. I feel like I might be catching my agency at a tough time, but as an employee it doesn’t seem to be trying anything to keep me here besides the occasional ‘motivational’ posts from the administrative team. I felt like I was lowballed during my offer, and my negotiation salary was denied since this is technically my first “professional” job. Pt 2 in comments:

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Lwd is 6th of Jan in IBM. Can we return our laptop via courier ?

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What is the difference in responsibility between art sup and group art sup as well as salary ranges in NYC?

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hey folks, does anyone have advice on how to leave a company that you just joined? I’ve been at my agency for barely two months before getting an amazing offer elsewhere. How do I leave? Should I leave before or after the holidays? My team/boss are SO nice, and I’d hate to burn a bridge.

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none of my bros showed up to play Overwatch 2 with me. I'm pretty upset 😔

Working on a regular desk and my laptop has been killing my back and neck for last few years. Finally spent a couple hundred dollars on a standing desk, wireless keyboard, and back/neck heating pad to alleviate the pain. Very hopeful working will be much better now.

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Does anyone have insight into Venables tax and/or T&E groups? What is the pace, type of work, WLB look like compared to a V10 transactional tax practice?

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Money doesn’t buy love but it helps to cry comfortably 🥴

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🐠 in Maui. I’m planning to visit in about 2-3 weeks. Wanted to see if you think it’s worth postponing given the big storm that just passed by. Or was the impact relatively minor? Hope all is well 🙏

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Looking to leave my boutique firm. Have a background in commercial and healthcare. 3 years FTE. Anyone willing to give a referral or connect me to recruiting teams?

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Worst migraine ever. Still got it since Wednesday night

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Hi Sharks,

Has any of you attended interview with ServiceNow company? I am shortlisted for second round, want to know what to expect in 2nd round and what to prepare.

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The only time I ever miss smoking is when I'm swimming in endless data and need a 5 min break. What ah do you gives do to give you brain a quick refresh?

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Hi,

Just started a new job less than a month ago in the tech sector. It was the industry I was fixated on when leaving for. However I realise that I don't think I can cope with the fast paced, lack of wlb, with no support - it's really impacting my mental health already....

I try to hide it from my boyfriend, but its impact is flowing into my personal life.
I feel like a failure, but recognise it might be beneficial to cut loss and quit. Has anyone been in this situation?

Any advice?

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Anyone know what would be the level and salary range I can expect if I try to transition to a sales job? Currently an operation manager making around 130k a year. Have about 3 years of management experience and 2.5 years of low tier sales experience.

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