Just received a 4k bonus — looking to invest into VTI / VOO. How would one DCA in this market? $1000 at the beginning of every week this month?

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DCA is typically based on recurring income, where a portion is invested each cycle.

When it comes to lump sums, time in the market is better than out of the market.

There is no way to know what’s going to happen. If you wait for down days they may be higher than previous or future up days.

Probably best to just drop it in and go about your life.

likesmart

I think your approach is perfectly reasonable. Buy 4 shares this week, then go with whatever timeline you are comfortable with. In theory dumping it all in now is more likely to produce the biggest gains but that doesn't make you feel any better if it drops 10% next week after you went all in.

likesmart

The investment advisor I follow would say DCA is putting in 10% every month.

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Also if you have a vanguard account I would just set up auto invest into the corresponding mutual funds instead of ETF. Guaranteed DCA since you can invest a specific same amount every week / day if you want to

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