What’s better: cashback or points? Have both CSP and Freedom Unlimited where CSR gives points while FU gives cashback but can’t tell which is better for getting the most bang for your buck.

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Pretty sure you can transfer CFU points to the reserve to get 1.5x more value. But it has to be redeemed for travel.

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The answer usually is “it depends.” Cash back you always know what you are getting. Points, the value often depends on what you are cashing in for. It’s been my experience that you usually can get better value out of points. You need to do the math when you are cashing them in. I do not have CSR though.

I switched to cash back since I can cash out monthly instead of accumulating points over multiple months to spend on travel/flights

Yea I’ve had the CSP for years but have never purchased travel through the Chase Portal so I end up always going with cashback…I guess I answered my own question 😅

I prefer cash back. The way to maximize point value is long haul international business class / first class, but especially after COVID, availability is sporadic and requires months of planning ahead.

But, for cash back, I would not recommend freedom unlimited. Consider BoA Unlimited Cash Rewards (w/ 100K in Merrill Edge) for 2.625% cash back and Chase Freedom / BoA Customized Cash Rewards / Discover it / Citi Custom Cash / Affinity Cash Rewards / US Bank Cash + for 5+% cash back in quarterly categories.

I vote Venmo credit for cash back

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Hi Guys, I am 5.5 years Java Developer and I have offer from JPMorgan Chase and Walmart .

Jpmc: 50% on current fixed + jpmc benefits Walmrat: 50% on current fixed + yearly bonus + stocks.

Please help me choose which will be better, mainly looking for brand value, work life balance and yearly hikes.

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Hello everyone!
I recently found out that I was being paid less than everyone in the team (more than 25% gap to more expe teammates, around 15% less than new hires)
We all had the same responsibilities, I consider I even had a heavier workload (talking in past tense since I very recently made an internal move).
Things to consider:
On a work visa
Non-white
Non-male
What would you recommend doing?
Keeping it to myself?
Speaking up? How? With who?

-TIA

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Best credit cards for points redemption? Currently have delta platinum Amex and flying delta weekly.

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LinkedIn is a biggest professional social network. But everything is not perfect. Curious to understand your pain points on this platform.

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I join tcs by changing my profile and my previous exp was in 5 yr pre-sales.
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Hi Fishes,

Do these 2 points in the JD allude to modelling requirements?

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L'Oréal Hello Fishes! Looking for a contact or referral in the below firms. Kindly help me in my job quest. Mastercard, Unilever , Visa , Google , Stripe, Paypal , Nike, Adidas, Apple, Netflix Amazon, Walmart, Ogilvy, Fractal, Meesho, Kearney, L'Oréal , Mindtree, Udaan, Thoughtworks, Swiggy Any help here will be appreciated. Thanks!

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Hi everyone! Does anyone in here work for Omada Health ? I have an interview next Wednesday for a PT Member Support Agent role and am unclear on what the pay could be. Glassdoor has the pay estimate at 42k-48k, but I found a comment where someone in the same role mentioned only getting paid $12/hr. I have 8 years of experience as a CSR but I’ve had a couple year gap in between now and my last job. TIA Any advice helps .

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Where should I travel for Christmas? Looking for adventure and going to travel with other couples. Hoping to use points (delta/ spg)

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Hey some help FB: had to move rooms at a Westin bc the tv was so broken they couldn't figure out how to fix it -- they were nice but is there a way I can at least get points for that and how?

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Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

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Does Amex renegotiate offer based on counter offer after accepting the offer letter?
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RIP Christmas 🔪🎄

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Good morning. I am a newly admitted attorney(well I’ve be practicing for a little over a year now) and I like the practice group I’m in but I don’t love it. How do I go about switching practice groups within my current firm and is it even possible?
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Hey Fishes, How much hike can i expect when i am being promoted from a GCB 7 to 6? My Current package is 10.50 and YoE 9 yrs

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Celebrating the end of the week and passing my AWS cert exam with something really special: Octomore 06.1. It’s like Lagavulin 16 and Oban 14 got together and had a lovechild that’s rambunctious and gregarious. I love it, too bad the bottle is almost empty.

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Hi guys

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Just graduated from law school in 2021 and finishing up a one year clerkship. When applying for a new position, would I be considered "entry-level" or a "lateral"?

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Any insight into clerkship bonuses at BakerHostetler?

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How much time it generally takes to receive Laptop after joining OFSS.

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Cardio does help in weight loss, I loss 50 lbs in a little less than 5 months. Walking and eating right!!!

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I’m looking for some advice and/or to vent a little. I’ve been looking for a sales job specifically to pivot into tech sales and I’m getting rejected non stop and it’s really starting to weigh on me and ruin my confidence.

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Additional Posts in Personal Investment Chatter

Any recommendations for total market index funds? Thanks!

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I have a jet blue Barclays card have been getting a $20 “spend offer credit” each month . Have no idea what this means. Anyone know ?

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Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

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SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

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