30 year fixed or 7 or 10 year ARM for forever home?

I have 2 offers from Myntra (Associate-M1) and Coinswitch (Business finance analyst) at 1.5 YoE.
Myntra :15.5 base +1.5 joining + 7 stocks(4 years) + relocation
Coinswitch :15.5 base + 1.5(joining+retention) + 2 performance bonus paid yearly.
Which would be a better choice ?

Hi, can someone please suggest which one to choose?
Citi - C11- 20 LPA fixed
Eurofins - Senior QA - 22 LPA fixed + 1 LPA Variable
YOE- 7 years
Automation Quality Analyst

Hi guys what is the expected from CTC for 4 years experience in .net + react js

Hi, I have a HR discussion with EXL this week for the post of manager.

What should be the fixed pay I should be asking for?

Please suggest in terms of learning, job security and work life balance which organisation to go for in the current time from the below offers...
Thanks in advance for your valuable suggestions.

TabSquare (22 fixed+ 1.5 variable)
Zensar (20 fixed+ 1 joining bonus)
Rightpoint (22 fixed+ 1 joining bonus)
Accolite digital (PKG not confirmed, estimated 24 fix + 1 joining bonus)

Tech stack Frontend Developer (react js, JavaScript, HTML5 and CSS3)

I'm in finance/tech FPA, looking to go back to the defense industry for a 25% increase in TC. But wanted to see if I should leverage the new salary with current company to see if they'll match.

Background: got a promotion at current company that didn't come with sufficient increase . After stating my case I was told it would be evaluated next October, which is what prompted the initial job search.

Current TC 103K [88/15], offer 125k base [+discretionary bonus].

UX Designer - 5+ years of experience

What Salary i can expect with this experience.?
and please do mention what you guys are earning and Company. it will help others to achieve their Salary expectations.

Role - Experience - CTC - Company

I just got promoted at A.con level and when my manager asked me salary expectations I told very less pay wherein as per industry standards it is quite high. Would I get salary as per industry standards or as what I expected?

Hey Everyone,

I will be joining EY GDS in August 2021. There's a pay component "Advanced Statutory Bonus" of around 26k per annum. Any idea what this is? Is it truly fixed or will depend on firm's performance?

Thanks!

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

I’m entering salary negotiations at a Fortune 500 company and am looking for trustworthy resources for salary data that I can share with the company if they ask where I got my numbers. I know Glassdoor, but what else?

Which bank account is better for salary account?

HDFC
Axis

Hello fellow SAP Consultants!
I am SAP HCM consultant having 4.10 years of experience. I feel that this module doesn’t have any growth. My first switch took me to 9LPA from 6LPA and now the second switch is being offered for 11.5LPA where I can see my fellow friends in SAP having more than 15LPA at the same experience on their second switch itself. Should I be worried about my skillset? Any insights would highly be appreciated. I feel stuck.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Fish I need some help and advice. I fell off the wagon last weekend (sober two years and change with alc) and I cheated on my SO of three years. We live together and she has been by my side through

What series you guys are watching during this new normal work from home thing?

Come on folks.

Do you seriously think you can shame Republicans out of fetishizing guns? Millions of senseless deaths haven't changed their minds yet, and this isn't going to be any different.

Does anyone have entry level marketing tech roles?

I’m going to move to the UK in March ‘22 and will be working at Deloitte London. I’m moving from NY. Where do you recommend I should live? I’m a 24yo female. TIA!

whether it's a good decision to jump to another company just for a high package?

I took this decision as it takes longer to get the same package in the current company. Please suggest… more

Any recommendations for books for desi parents ? Politics , economics, world order , self help

What’s the going rate for an Account Director in NYC? My current company doesn’t pay enough and want to know what’s acceptable to ask for in the interviewing process (within reason)?

Hi fishes,
Can anyone let me know how is work life balance in NATWEST company.what all other perks include in this company

What are the various employee benefits that lilly offers?

Is there anyone who completed the last SHL test and is waiting for the result or call back from HR. For me it's almost a week now after completing the last SHL test but no reply from HR.

Note: Completed all the rounds and documents are also submitted.

Please share here if anyone faces the same situation or any relevant scenario.

How is the working environment in GSK GCC . How is WLB & what is the pay scale for 8a job group. Appreciate your inputs...

Do senior managers at PwC in tax have predetermined sales goals for the year?

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

I thought the power reserve on DJ41 Ref126333 was about 70hours, but I noticed it’s about 40-48 hours on mine. Wear mine about every other day, but not on weekends and then Monday morning when I go to wear it, it’s dead and have to wind it. Anyone else seeing this?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Any one knows what’s the easiest way to order a radon test for new construction?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

For those that built higher end homes, what kind of appliance budget did you have?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?