A friend asked me 'what has student loan debt REALLY stopped you from?' As much as the question and tone pissed me off, I realized there was still a lot I could have done with my life if I didn't spend my 20s being annoyed I have to pay off student loans and make it my biggest problem. What about you? What do the students still paying off loans feel?

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Not being able to settle down and buy a house. I’m 32.

Wasnt able to buy a house until 35 and i still needed a co signer....

I think the biggest hurdle for me has been buying a home. I’m paying $2500/month on my debt and, in theory, that could otherwise go towards savings earmarked for a down payment. I live in a HCOL city and would need at least $200k for a down payment and realistically probably more.

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Additional Posts in Student Loans

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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Does having student loans impact your ability to get a mortgage?

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In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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If you could go back in time what would you tell yourself before taking out student loans?

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