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I am a 602 Associate JPMorgan Chase . While accepting the offer letter I think I have undervalued myself.My coworkers with the same title have good compensation compared to me. Sharks @ JPMorgan, how much should a 602 associate with 8 years of experience should get. I have a great rapport with my manager so I can discuss this in the upcoming appraisal cycle.
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How easy is it to make AmEx platinum worth it?
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Simple trick - book any travel through Amex travel, redeem points and pay anything over using Amex card. 2 hours later, call then and cancel, as they have a 24 hour cancellation policy. You get the ticket price in dollars back on your card, effectively converting points to dollar cash at 100 dollars for 10k. I do this whenever I feel like cashing my points.
Pro
Or you could get a Schwab Platinum and cash out at 1.25 cpp. What you’re doing could also get your account banned. Dumb.
Why would you want to do this? You can get a hell of a lot more out of it by transferring to an airline partner
D1: what’s the better conversion?
AMEX to Virgin and book Delta One or ANA
Amex to ANA directly to add a stopover
If you must go down this path I'll take the points off your hands in exchange for gift cards of your choice for whatever value you'd get going via Amex.
Get the Amex Gold, buy Amazon/Netflix/Uber/whatever gift cards you can find at Whole Foods or other grocery stores, effectively 4x your spending on a bunch of non-bonus categories.
Never convert Amex to Amazon GC