Any tricks to converting your Amex points into gift cards or some equivalent to get a better Amazon conversion? $70 for 10k points seems weak when a lot of the retailers do $100 for 10k.

How are people managing visa stamping outside of the US ?

Deloitte guys - Serious question.
How is Analytics & Cognitive doing at D? I have an offer and I am not sure if there will be layoffs again. I am on work visa so will be difficult.
Role will be for Google Cloud & Analytics. Current job doesn't suck much though.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Thoughts on Transfix? Anyone invested?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

My wife and I are moving to Boston from overseas (we’re from Italy and we’ve recently won the diversity visa green card lottery).

We are looking to rent a 1BR starting in January, ideally for ~$3k/month. I’ll be working in the downtown area.

Do you recommend we go for a serviced/luxury apartment (e.g. Montaje, 345 Harrison, etc.) or hire a broker to get a “normal” apartment?

Any managed buildings recommendations within our budget? Also, what are some good brokers we could work with?

Thanks!

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

Owe ~$4,500 in taxes for 2020. Anything I can do to reduce this amount? Going to contribute some extra money to 401k to get me to 19,500 for the year. Anything else?

$2k into XLV or VHT?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Decided to payoff my mortgage.

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What career advice would you give to a 25 year old? Recently got diagnosed with a lifelong disability and it’s really made me contemplate what’s most important to me in terms of my job and how I’m ever going to “make it” in my career with a debilitating condition… or whether I even want to, for that matter. I used to be really ambitious and now all I want is to live well and put my health first

Hi Friends, i attended 2 client interviews and both went wrong. I don't know what to do. I am new to EY GDS......Is anyone faced the same ?

I got relieving letter from EY. Will I get experience letter also or relieving letter itself is experience letter?

Recommendations for ergonomic office chair? Wfh is going to go on for awhile so want to invest. Budget is about $300

How do I get on a deal team?

This concept fascinates me & since I saw it on Reddit, I wanted to bring it here. Tell me what your experience has been like :)

One of my junior associates recently resigned and I've been trying to make an exit myself for several months now. The job market has been really competitive but I am getting closer to getting a new job and moving on. The firm culture isn't great and work-life balance is non existent. My physical and mental health have been suffering, so I really don't think I could stay. How did you avoid the guilt trips from Partners/Senior staff trying to get you to stay?

Does Cutiustech provides permanent work from home in case of situations like pregnancy?

A Delta flight I took from the US to the EU a few months ago was delayed 24 hours (of which I spent at the airport) and when I asked for a refund for the $1300 ticket they declined and offered a $150 gift card 😂🥴🙃

Anyone else play lord of the rings rise to war on their phones?

So… 3.5 year relationship came crashing in Jan due to covid depression, work burn out, lockdown etc. We have stayed in contact and recently he has come around to apologizing and considering getting back together. However he also revealed he started seeing someone casually 4 weeks ago and technically is cheating on her by meeting me for coffee and to discuss this. I’m upset that he’s dating others but shouldn’t be right? I mean, I did the same. Still hurts though. And I told him to sort that out

Can schools see I canceled a score? Is it frowned upon at M7/ Top 20?

Hiya! I was wondering if anyone here has any good recommendations in terms of books or learning material that I can pick up to learn about sales and marketing relevant to the consulting industry?

How has your experience been starting a new job during the global pandemic?

What kind of comp package (Sign On, Base, Bonus, Equity) should I target for L4 Product Strategy Chicago?

Currently I have an offer on my hand and my current employer has nominated me for H1B

If I resign what will be the consequences?
Is it good to stay in the company or resign as I have a better offer in hand

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Anyone flown Copa Airlines Economy? Considering booking some personal travel on it using miles and wanted to see if it’s any good

Flying Qantas (One World). Will the segments count towards my AA status?

What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

Is CSR still worth it? I already used the complimentary Lyft membership? It just expired. and I already used the DoorDash benefit. Their fees are going up to $550

Are Delta international award tickets fully refundable the same way domestic ones are?

Anyone know if Hyatt can do a status match with Marriott??

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

How do you ask for points?

Hotel recommendations for Tulum Mexico?

For CSP/CSR, does the person getting referred get anything other than the public offer?

Was anyone able to successfully get global entry after having a DUI on their record?

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

Anyone have a special platinum Marriott support number or contact person to resolve a lingering issue?

Best Hyatt in Hawaii (ideally Kona or Maui)?