Anybody bought a property internationally? If so, would be down to talk? I’m thinking Mexico at the moment

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Marcus HYSA rate cut down to 2.0% :(

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Anyone have a realtor they can recommend that would kick back a portion of their commission on a > $1.5M purchase. Please DM. Thanks!

Which credit card do you think is the best for ME consultants?

What’s the best/easiest trading platform? I use Vanguard for my actual long term holdings but it’s not the easiest. I want to open a second account and use it more for active trading on my phone. Looking for something with simple UI. Any tips? Thanks!

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

Anyone else into Bank Bonus churning?

Hi guys, should I buy lumpsump for coffee can investing or do SIP ? And one more question if you guys can help . At what point let say I hold a coffee can stock when should I exit. I am planning to hold for 10 years but how do I know that this stock is not relevant now or some red flag I should exit .

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

Looking to acquire Practices in the greater Providence, RI area. Message me for a discussion. Deals are 95% cap gains and not ordinary income.

Who else here worked full time to put them self through school and is currently shackled to student loans?? 👋🏽

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Biggest pet peeve with seniors: "remember I already told you this" or "if you go back to your notes from our call" no shit I wouldn't be asking you if I remembered from all the million other things thrown at me

How closely do pwc consulting work with s&? And how common is cross staffing onto s& projects?

I have gotten a verbal offer from Facebook, but I just had my phone screen interview with the hiring manager at Amazon yesterday. I want to reach out to the recruiter at Amazon and let them know what the timeline looks like. I would much rather have the Amazon job over the Facebook one. But I’m afraid if I decline Facebook then Amazon won’t happen. I’m just completely lost.

I was given a tentative offer for a job at a government hospital. The salary they are offering is lower than what I'm making now. For government jobs with a defined GS level salary on the job posting, do they have a wiggle room for salary negotiations?

Anyone from AMEX project?

I get that “the summer is slow”, but when does it start picking up for freelance producers? I was lucky and booked all last summer

Anyone have advice on getting your foot in the door at Google or Meta for a Sales Role? I’ve only got 3.5 years of experience but have achieved Presidents Club and have had success at 2 “blue chip” organizations.

How many dress shirts and trousers do you recommend I should have? New to this and need advice. Sorry if repost.

Where can I get a Tux? Nothing too crazy <$1500

Do we get anything on diwali from optum

Hi All,
Need 11 like to continue account.

Thanks in advance.

Hello guys i am working in a public sector bank as chief manager. I am looking for a job with better work life balance and flexibility. Can you suggest me options in finance companies where i can switch? I have 8 YOE in Treasury, forex and Marketing. Also, would it be better to look for opportunities abroad? Does anyone have suggestions regarding how to go about it?

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

I am due to join pwc IAC very soon. But while verifying my background, they tried calling my ex employer who didn't answer their calls or mails. It was a small firm with no specific HR department.
I forgot to take my relieving letter from him.
They have given me a partial go ahead to join contingent on the fact that i get the document from him.
I tried contacting him over calls and whatsapp but he didn't answer it as i didn't leave on good terms with him.
What is the way out? Please help

Is there an issue with American Airlines right now? No one in the Charlotte airport can get a boarding pass in person or from the website

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Anyone take the WI Real Estate state exam? Any tips on what to study?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?