Anyone know know or a DSCR lender? Looking to refi my owner financed property. I’m located in Texas

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

Any tax saving ninja technique??

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Can you have a nanny while in h1b and pay taxes ?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Anyone else into Bank Bonus churning?

How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Can you buy fractional shares in Schwab for stocks not part of the “Schwab Slices” list? Example if I wanted to buy 5.5 shares of TDOC is that doable?

Thoughts on personal loans to consolidate Debt?

I got a job offer but it's 3k less than the low end of my happy range. But there will be a review in 6 months with the potential for a raise. I'd rather start at the low end of range. What is the best way to ask for that??

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

How did you switched to SDET. How much ds algo you prepared.

What are the average age brackets at Big 4 to be a Con, Senior Con, Manager, Senior Manager, Director, Partner? Keen for people’s perspectives.

If you take vacation, is the onus on you to make up that billable time? If so, how do you enjoy long vacations?

Has anyone made a move from east coast to CA big law (diff firm) and only taken the CA bar upon moving? Had a recruiter tell me one MUST be barred in CA to even be considered and am curious about folks’ experiences w this

have an offer for 11 LPA and asked for 14.5 LPA. HR said It is approved by account team and rejected by Capgemini talent acquisition team(Practise end) what does that mean

What house plants are NOT toxic to cats? I swear every time I go to buy a new plant and look it up it says “toxic to pets”. I have a dumb cane which I know is toxic but didn’t realize when I bought it so now I just keep it in the laundry room away from my cat when I’m at work but that means no daytime sunlight. Would like suggestions on which plants I can buy that are safe to leave alone with my cat 😸

Hello All! I’m strongly considering a management position with Penn Medicine. I would love some feedback. I left my last company because of work/life balance. It’s essential for me. Is the money worth it? Any help would be appreciated.

Hi Guys, How is Capgemini Invent? Is it a different company or SL? How are its projects and opportunities?

L&E Arbitration folks -- Has anyone ever argued that the JAMS Consumer and Employment Minimum Standards of Procedural Fairness ought to apply to a claim? JAMS declined to apply the Standards on the grounds that the individual is an independent contractor. FWIW, the individual is classified as an IC under some laws and an Employee under others.

What corporate practice has better longevity if your goal is to stay in big law for as long as possible: M&A or Capital Markets?

Porsche introduced the Macan T. Essentially a base engine Macan with a lot of the GTS appearance/suspension/features standard. With a few important upgrades it’s $70k flat. Thoughts on this vs a Macan S built to similiar specs costing $85-90?

Thoughts on the 4Runner appreciating in value any time soon? I wanna get a 911 (I know completely opposite) but I’m getting lowballed for my 4Runner

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Do you thank your tenants for paying the rent? A quick thank you text?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How can I invest in real estate ? Looking for an additional passive income source

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?