Anyone use BoA or WFC relationship APR discounts recently (by having or moving 500k or 1000k in assets)? If so what's ur APR? have a good loan officer? Looking at 1.8m house in CLT 20% d 30 year fixed

like
Posting as :
works at
You are currently posting as works at

For a $1.8M house in CA, I got quoted 3.25% for a 30 year fixed with 500k in assets at Wells Fargo. I have a great loan officer at Wells who can do loans in any state if you DM me

like

Jumbo is up to $2m so not sure how the rates would improve?

Wow! Where in CLT is this 1.8 m home? South park?

like

Dilworth / Myers Park / Eastover

Schwab quoted me 3.0% refi for $250k plus in AUM. $20k in closing rolled in tho. Not sure what their pmm deals are but worth asking prob. They typically have the lowest jumbo rates

Related Posts

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

like

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

like

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

like

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

likeuplifting

Use savings to (partially) pay for business school or invest and fully cover via loans?

like

Looking for some therapy, frankly. Somehow I've tied my self worth to my salary over the years. About to take a pay cut and having trouble accepting it, though I know extra time and overall balance will be worth it. Help!

likehelpful

37/F/ATL - is this thing still on?? Lol

like

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

like

What kind of gifts are given at fidelity investments during year end?

like

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Anyone investing in index annuities? Can someone explain why this is beneficial?

like

Best HYSA with a good account opening bonus?

Best practices for funding a home into RLT if there is an existing mortgage? What type of deed? Title insurance considerations? Thanks

Has anybody invested in Yamuna gaur city or planning to do so?

like

I have been working in SEA region last 4 years. I feel burned out. I have 10yoe, I have try to move to other country but I pretty much suck in LeetCode. I want to take some time off to unwind, finish some personal business, and really prepare for interviews. I would like to hear from you. Should I quit to my current manager(5th so far) or wait after mid year performance review, when a new boss will take over my team? I'm thinking on giving them 2 months notice period. By contract is 1.

Thanks

like

Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

like

Has anyone here used New Western to buy real estate deals?

like

So should I buy Tesla or too late ?

like

Guys ..
When will final settlement take place? What will be the components of it?

I accepted a new offer and put in my notice this week and my company provided a counteroffer. The offer is lower than my new offer but I know it’s the best they can do. Financially I do need the money but I’m also tempted to stay because my current team is so great. I have 2 questions 1) when does it make sense to prioritize workplace happiness/ balance over financial well-being? 2) if I go back on my offer acceptance should I consider that bridge burned?

like

More Posts

Trying to laterally move to another in house position. At my current company, Counsel is a Manager level position while Senior Counsel is a Director level and General Counsel is Senior Director. Would like to find if Counsel is a Director role at other companies.

like

My breakfast consisted of one giant spoonful of Nutella.

like

I take immense comfort in knowing that chances are, I cross paths with some of you daily. Does anyone else notice this? It’s fascinating.

like

Need 11♥️ for DM.
Please help

like

My husband is going through the interview process at Vanguard for an entry level software engineering role. He just graduated bootcamp but had been self studying for years as well. He's definitely junior level. What kinds of questions should he expect in his technical interview?

like

Hi folks,

Need your suggestions here!
Currently, I'm working as a PLSQL developer.
But I want to change my skillset. I don't want to continue as a database developer.

Any suggestions, which technology should I start learning, which has high demand in market.

Hi Guys,

I have 10 yrs of exp. in Cust. Service, Sales, Business Dev. Customer retention in multiple industries. I am a foreign language expert with a simple graduation.

I am looking for some better career move.
Kindly suggest something considering I do not have any tech knowledge or exp.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

like

Hi Everyone,

I am working with a startup as a Business Development Manager and currently based in Delhi.

I am looking forward to make a transition from the Sales/BD role to Product Management roles. Also doing a certification from Institute of Product Leadership for a smooth transition. Can anyone help me with this.

YOE in sales& BD ~ 6 years

like

Having more than 3 YOE in support profile (backend).. Worked in Startups and MNCs as well. Looking for a change now.
Any help would appreciated!@

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

like

Do schools ever admit applicants without interviewing? I didn’t get invited to interview at SOM/Darden — does that mean it’ll 100% be a rejection?...

like

How is the FDD presence for BDO/GT/RSM FDD in the South/Southwest? How is the workload and compensation compared to the Big 4?
Have heard that the mid-tier you get more exposure to the entire deal process, is this true as well? Any insight is appreciated.

likehelpful

These old girls got to stick together!

Post Photo
likeupliftingfunny

Anyone invest in franchises and in particular has anyone used a company called FranChoice to help you match w a franchise?

like

Looking for advice in context of being a EY SM that will be part of NewCo if it goes through. Would I be better off shooting for MD this year vs waiting 2-3 years for Partner?

like

ANY REVIEWS FOR HOMESTARS?

like

I have been applying for a Customer Service / Client Relations remote position for the longest time and I haven’t receive any offers. What is happening 😔😔😔

like

With all the remote & hybrid roles, what have been some successful strategies to onboard new hires so that they can fully immerse in the company culture & values? What are some practices you have done or experienced from your employer that keeps you (the new hire) engaged?

like

Additional Posts in The Real Estate Bowl

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

like

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

like

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

like

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

like

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Any one knows what’s the easiest way to order a radon test for new construction?

like

Please help! Do these fees look within normal range or are they too high? I am especially concerned about the title company fees!

Post Photo
like

Planning to call the bank today, but wanted to ask this here to see if anyone has experience with something similar.

I found a 6 unit property ( 5 apt + 1 coach house) that I’d like to buy and convert to a 4 apt unit. Is there any way to qualify for an FHA 203k loan since it will be a 4 apt unit after renovations?

Thanks!

like

Does buyer have to share appraisal with seller? Can seller request it?

like

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

like

For the folks that bought an a second property (rental) with less than 20% down, how did y’all pull it off ? 10 % down payment is all I can afford.

like

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

like

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

like

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

like

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

like

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

like

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

like

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

like

idk if this is the right place to post but...
Ok so I was carless -- I was assembling my new bed frame and one as I was grabbing one of the long parts; I set it vertically and my fan was on and hit the edge. I literally just moved in 5 days ago and I already scratched these pristine fans, I'm irate and I want to fix it.
Is there any kind of paint. or is there a way to polish it so it doesn't look as bad :(

Post Photo
like

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal