Because of the snowball effect, should I put 100% of my investment money into an S&P 500 index fund? After I max out my 401k (not that my intern self has that🤣 lol)

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Yes.

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Maybe split a chunk of that off for the NASDAQ. Also, remember that the DOW is the only one that has room to run when compared to pre-COVID levels.

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Not sure I understand the question, but the S&P500 is a good place to put long-term investment dollars inside and outside your 401k. The S&P500 represents 99% of the equities portion of my portfolio.

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