Canadian who owns property in Canada and moved to US in Jan 2023 with a job. I’m buying a property in US. I’m looking to refi my Canadian property or sale/buy new property in Canada - will my move, US job or new US property negatively impact this?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

For those who pay attention to cryptocurrencies and are not bitcoin maximalists, which altcoins do you think are doing the best work in terms of useful innovations?

How’s the rental market in denver right now? am looking for 1.2k 1bd where it’s walking or biking distance to restaurants, shops. doable?

Does EY let you keep Amex rewards points?

I have two mortgages, one at 3% and one at 4.25%. Is there any benefit to paying either of them slightly higher than the minimum payment requirement (ie, maybe like $200/month more)? Additional factors to consider, my HYSA currently yields 3% and I am looking to buy another property in about 2 years and would prefer to not sell the either of the two properties currently on mortgage.

Which style home do you prefer and why?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Ask = Any advice on how much I should invest in crypto and where to start? Background = 68K in a HYSA. 16K = emergency fund. I want to buy a car in December (for personal use and to put on Turo since I’m WFH) and I’m looking into renting a property that I can put on Air BnB. I am also looking into buying a vending machine. I currently max out my Roth and 401K. No HSA because I’m on my mom’s insurance.

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Freelancers - who’s your tax guy ? I’m very, very confused.

Alright savvy fish… starting at a startup that doesn’t offer a 401K option (yet). My base is over the Roth IRA income limit. What are my options - can I do traditional and then convert?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Have any one used a resume coach or service for in house job search, particularly for IP and product counsel positions? If so, how did you find a good one? Thanks!

Need a sanity check here.

When I joined my current company, we were on a quarterly bonus structure with guaranteed payouts each quarter. This was, in fact, how the recruiter said he could meet my salary request.

The company just announced we are moving to annual payouts only, with no payments for 2023 until May 2024. There are no raises happening.

This amounts to 12% less money in my pocket in 2023 plus inflation.

Is this standard, or should I be looking for opportunities elsewhere?

Have offer at company. On the fence, but saw an alumni from my school works there in a tangentially related group. Is it ok if I reach out to them on LinkedIn to chat?

First time car buyer. I will be moving to California shortly from Illinois and was wondering if I should get a car from Illinois/California? Just trying to understand which state would be cheapest in terms of overall cost of the car?

33 year old with MBA thinking about a career change from financial services consultant to certified financial planner. Any advice?

Recently got an offer for salesforce sales strategy (105K TC) vs Morgan Stanley IB Strategy (135K TC). Salesforce will be 40-50 hours a week remote until 2022 and then will have a hybrid working model, most likely going in office 2-3 times a week vs Morgan Stanley will be on average 60 hours a week in office full time. Is it worth the 30K extra in compensation to commute to office daily + 10-20 more hours per week? In terms of pay progression, I think Morgan Stanley will definitely be a lot fast

I am looking for my next role but I am having a hard time landing interviews. I want to get out of consulting into a Product/Program Manager Role. All my projects in consulting have been in Program/Project management. I was hired at a much lower level than I deserved (pandemic hire desperate for a job so did not negotiate) and this is in the top 2 reasons I’m looking for another role. Any help you can offer would be much appreciated.

Who does the Director of Product Marketing typically report to (besides the CEO in tiny startups) ? VP of Marketing? I can't imagine it would be housed under Product/Engineering...

I’m about to give my notice at a firm I’ve been at for the majority of my legal career. They’ve recently offered me non-equity partnership (which I’ve accepted), w equity partnership on the horizon. However, I’ve been annoyed with their way of running the business and getting between me and my earnings far too long; and I received a lucrative offer to go in-house. I’m not looking forward to their reaction and feel bad about them having to take over my docket when everyone’s very busy. Any tips?

How do you write a good script? Where do you start?

How easy is it to move from an investment bank firm to a tech company?

As an A3, I finally understand why people work so late in busy season. It’s because you don’t get any work done until 6 pm, when the pings and meeting finally slow down. I can’t work on something for more than 10 minutes without something else popping up.

Does Infosys revise the offer letter after accepting it??

How do y’all deal with people at work who are stuck on stupid? Like they have no idea what they’re talking about and they REFUSE to learn. It’s like they have a god complex or something even with proof, maybe bc of their tenure at the company? Even if there’s valid data backing up that they’re wrong. Maybe it’s bc I’m a type 8 enneagram, but it frustrates the hell out of me!
So any advice would be lovely :)

How much does an associate scientist make at Pfizer-Groton? (I have 1 year experience out of college but have published 2 papers first author, ample experience during university, internships and have an bachelors in biochemistry with honors).

Hello! I just started freelancing after 12 years of corporate life with a mix of media strategy, consumer insights and ux research, both agency and brand side. I’d love to connect with other strategists that lean towards the research side of things 😄 or anyone whose team may need some extra hands for project work, parental leave / sabbatical covers, etc. thanks!!

Best SPG + Marriott hotels in Beijing?

Hi,

Having 2YOE as Pega Developer
Currently Serving notice period
Any Pega referrals?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Is it common for HOA to ask you to prove your car registration is up to date?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Any Property Management recs in Seattle area? :(