Curious: What’s your credit card spending like? Do you pay it off in full every month? Minimum? You just deal with the interest rate?

(I realize it’s biased asking folks who joined a Personal Finance bowl as they’re more money conscious than the avg person. Still interested to know! TYIA)

Excellent. Been holding onto some cash and just bought a ton of DNT, REQ, VEN, and DIVX. Let's do this.

Wanting a new computer for games and stuff. Mostly so I can play the new flight simulator when it comes out. Don’t want to spend a fortune- any good value recommendations? :)

Thoughts on giving less than 2 weeks notice?

I’m quite frustrated and ready to start new job ASAP. I’ve been at current job for nearly 3 years and anyone who might be potential reference for future jobs (old bosses) has already left the company. I have good relationships here otherwise too.
1.5 week notice will work out with my upcoming travel plans and personal life as well, but concerned about if agencies really put you on “do not rehire” list?

Anyone give less notice and get in trouble?

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

🔮Monday ETH to cross 1k 🔮

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Is there any reason to NOT max out a 401k? I’m 23 and will contribute about $10K this year ($86k salary at ~11.5%). Does it make sense to max it out? I don’t have any large upcoming milestone expenses except maybe going back to school in 2-3 years, but not for certain yet.

Good day to be buying bonds... any of my fellow yield grubbers out in effect today?

Hi guys
I am from EY india
I have declared my investments in tax declaration portal , still I see in monthly salary that there is huge tax deduction.
In my previous organization, once I declared my investments in the tax portal , then my salary was very less affected by tax deduction.
But in ey india , I don't see any effect after declaring my investments.
Kindly help me how to declare investments so that there will be less tax deductions from my salary .
#EYINDIA

What are some of the best savings accounts you know of?

Looking for a CA to hel in reducing taxes. I am looking for reduction after my 80C,80E deductions- mostly that are done during ITRs. Fee can be discussed. Total taxes paid after all regular deduction is around 5 lakhs. Let me know if there is anyone

Hi all,
Need your advice. One of our worker’s wife is fighting cancer. We know that he needs to take care of her and work the same time to cover medical bills. So we decided to collect money for him. Should I do it secretly and only let him know after I’m done collecting money or should I get his permission first? I need to figure out which way would be less uncomfortable for him. Thanks!

Looking for a Delta rewards card and was going to go with Amex, but internationally Amex isn’t widely accepted and I already have the Gold. I’d like to replace my JetBlue Mastercard with a no foreign transaction fee Delta card (don’t mind a fee for the card). Is there a good Delta non-Amex option? Also, don’t have a card that’s big on travel rewards generally.

🐠 that wear button down shirts to work: do you all iron your shirts in hotel rooms for the week? I iron at home but still have to iron a bit in hotels to get rid of folding creases.. (cont)

Having an issue with direct 401k rollover. I had an after tax portion with old plan and my new 401k plan now does not accept after tax rollovers. The check has already been issued to a state street bank & trust FBO [my name] and I can’t reissue to a new bank. Any tips on deposit this check to an IRA? Can I endorse to another bank even though I’m only FBO on the check?

How did you get started with your personal investing? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing, real estate investing and wealth growth and have been reading and listening to podcasts. Any advice?

We have a opening for someone 7-8 years of experience in finance reporting domain JPMorgan Chase . Person should be good in advanced excel powerpoint. Alteryx or tableau exp would be added advantage. Dm if you / any your acquaintance is interested

Hi fishes,

Trust everyone is well !
I'm actively looking for a suitable opportunity ( Senior QA Automation Tester) in Singapore which can provide Visa sponsorship as well.
By any chance, does anyone have references in Singapore? I would be available immediately to join the organisation.

References will play an important role in the case of Foreigners in Singapore.
Thanks in advance.

Is anyone working or knows anyone who works at Oysterhr? I've been looking at their glassdoor and it's full of positive reviews. I wonder what is it really like and also what is their salary range for project managers?

Looks good but I need some verification to know if this is not a sham.

How long it takes Microsoft to release offer letter after pcn?

Which one is better between Snowflake and Barclays if both are offering the same package for YOE 11?

I’m a mid-level, big law, tech attorney, moving abroad to France. Trying to get a work remote abroad job in-house - any suggestions of companies to apply to?

Hey all! I have an interview with
Deloitte in Regulatory Risk and more precisely in their Investment Management Services team. I would like to know if anyone
knows what the job entails exactly. I keep hearing about people "fooled" into taking a job in risk advisory thinking it'll really be advisory while they only end up doing IT and Audit support (which I do not want to do).
Is it the case here?
Thanks!

Hello Fishes,


My YOE is 5.3 and I am holding around 24 lpa offer now TCS has started my visa processing for uk.I have an query that, should i stay in tcs and go onsite or go with other companies.

Thanks for your valuable feedback in advance.
Currently i am getting 8 lpa from TCS.

Hello all. I'm a Foreign Medical Graduate who recently moved to US looking fot better life. Currently not Board Certified to work as a physician in US territory. I'm currently working as a Patient Care Technician in a dialysis company because it was the 1st job I could get when I got to the US. Is there any other option I can do where I can get a better pay or growth within the organization? Any advice would be greatly appreciated.

How stressful is it to work in a call center? It seems to me that the supervisors would be the micromanaging sort

What would you say the going rates are for (i) non provisional application drafting and (ii) office action responses?

I was in a meeting, and there was a new attendee, a fellow Asian guy.

Senior member: “Hi [new attendee’s name], where are you from?”

New attendee: “from [city and state]”

Senior member: “No, where are you reeeeaaaallllyyy from?”

**awkward silence**

New attendee: “from God”

Well… 🫣

If you are an immigrant and people ask you where you are from, how do you usually respond?

What’s the best way to handle situational questions in behavioral interviews (e.g., what would you do if you are faced with XYZ situation at work?). What are the expectations from the answer?

How often are hiring committees? Does it depend on the group?

How did your agency handle layoffs? All-agency meeting before they started? After they ended? Both?

Kinda sorta trying to predict if I’m losing my job tomorrow.

Scheduling added another S3 (my level) to my engagement but acting as a manager, while I’ve been on this engagement for a few years and getting great reviews. My ego is shot and I’m insulted. Advice?

Hi Everyone,

I am currently working as a manual test engineer. I want to learn selenium and plan my career in Microsoft.

My question is will Microsoft conduct interview for testing profiles? If it is how can we get to know the openings.

I’m looking for a strength training program that I can do at home with dumbells, kettlebells, and resistance bands. I’d prefer it not to be heavy on the cardio and Ideally something I can do in about 30 minutes. I’m a 5’4” female who teeters between healthy weight and overweight. Any recommendations?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

What are some personal finance actions that, if needed, must be done by end of year? Let's try to make a checklist!

Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

Thoughts on personal loans to consolidate Debt?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

How’s everyone planning to use their YE bonus + tax return (if applicable) this year? Personally, I’m already maxing out my 401k, Roth, and have crypto exposure (mostly ETH that’s staking). Any other suggestions?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Best high yield savings products?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?