Do I still need to get travel insurance for my flight if I have CSR?

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Yes. CSR is not covering travel changes due to COVID-19

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To be fair, I'm not sure any insurance will cover COVID at this point.

OP what kinds of risks or events are you trying to cover? CSR is decent for lost bags or forced overnights but not so great for medical or other things.

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That'll be hard to find unfortunately. Cost of coverage would be non-trivial for the insurer.

The airline will likely give you credit, or if you get lucky with a schedule change (fairly likely), you can get refunded (except for United).

Otherwise book with points or understand the risks of booking at this time.

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