What percentage of your salary do you/ should you invest in 401k? And how did that change with age and experience?
Debating a good time to retire. Would $10m nw incl real estate be good enough a kitty if kids education is funded?
401K Question - Very Confused. Just came to US and will be here for about 4 Years. Firm matches 25% of first 6% employee down. Some say, upon withdrawal, have to 40% tax/penalty / others say .. Contin
Seeking portfolio advice. 23 years old- 95k comp, 20k currently in market through the most basic Schwab index funds and Vanguard ETF’s, already max out 401k & IRA. My returns over the past year have been meager. I want to take on more risk and pick more concentrated investments. Whatever I go with, I want to hold them for the long run with no intention to sell. Any advice?
Personal finance question - where should my money go first? 401k - half the limit Mortgage - 2.8% 3 months expense cash - want at least 8 Buy a car - lease is ending Furnish empty house
Accidentally over contributed to my 401k because i switched companies midyear and forgot to cap contributions in my new plan. What is the best solution for this?
Can you negotiate your time in the company? What I mean is say 401k vesting / matching happens in two year or vacation increases a week for someone with 3 years can I be credited with a year served in the system so that I can vest faster. I understand everything is in a system, so can they do a plus one to my count? I am doing this in case they come in at the low end of salary and can't raise salary. Trying to think of non monetary low monetary benefits to close gap
Curious as to views on alt. inv. Anyone stray off the beaten path with any of the below? 1.) Bitcoin mining (aka worth the initial investment in the hardware?) 2.) real estate REITs - most likely through Fundrise 3.) peer-2-peer lending. 4.) cryptocurrencies 5.) franchising a (cheap) business 26M, debating if any of them will yield higher returns than my VTTSX fund, which I invest in through both 401k & Roth. Curious as to your guys thoughts.
Thinking about buying a house/condo. Single here. I have about $70K in savings and stocks combined. $110K in 401K, no outstanding loans and credit card balances. I am comfortable paying up to $1800/month for mortgage. Looking for suggestions on my readiness to become a home owner.
For anyone who picks their 401k/IRA investments like me (ie whatever “sounds good”) - recommend Blooom as a quick free sanity check & analysis on how your portfolio is doing: https://www.blooom.com/r/yb331r
Career question. Currently a big4 financial tax manager doing mostly fed compliance. I do not wish to become a partner as selling business is not my thing. I've been entertaining two exit options. Exit now as more of a general accounting role hoping to be a controller one day vs wait couple more years and exit at SM/director level hoping to be a head of tax or tax director somewhere. The end goal for me is to make as much as possible and be able to retire from corporate grinds.
Is it true that McKinsey & Company professional development doesn’t get 401K match or an annual bonus? Just base salary and the profit sharing? Please confirm!
What do you invest in if you’ve already maxed out 401k and HSA and don’t qualify for IRA?
I’m changing jobs and near my 401k limit in my current plan. How do I limit contributions with my new employer while still maximizing the match?
How would you prioritize the following? 100% match 401K up to 6% of salary Traditional IRA Roth IRA HSA ESPP, 15% discount, max contribution 10% of salary Other
What generally produces better returns - 401k invested in index, or landlords with leverage?
Anyone else nervous about the future and not being able to retire at a reasonable age. How do you determine how much you need for retirement? Late 30s family inc. is $200k planning on kids as well
Should I be worried that my 401k YTD return is only 4.13%? Not sure how accurate that number is, if it is....pls help 🥲
I’m waiting on a revised offer from a firm. The first one they didn’t include signing bonus in writing and there were a few things I wanted clarified and in writing (because this is business). I’m a 4th year and kind of a unicorn in that Im already niche specialized, Ive built a brand in the area & I regularly speak/ get asked to appear on panels. Market right now is signing bonus + year end. I asked for 50k to make me whole from my current firm. They came back with 20. I countered 35k. Advice?
Just need to vent: my friend refuses to bring up the topic of covid and how it will likely effect her wedding. She’s just moving forward like we aren’t in a pandemic and it’s becoming exhausting trying to be supportive and excited for her when it feels like she’s living in a fantasy world. She just had us purchase bridesmaids dresses and I can’t help but feel like it was a complete waste of a few hundred dollars. I feel bad for having these thoughts but I’m over it.
If you're going to be late to a meeting / date / event, you should just cancel because it's obviously not important to you anyways This is the new way I live my life
Hi everyone, I am a System Engineer at TCS with 4 years of experience in automation and functional testing in various domain. I have done PGP from IMT Ghaziabad through upgrad. I am currently doing MBA in finance from Liverpool John Moore's University. So I am looking for business+tech roles by switching to other companies. Can anyone please help me in referral?
Analytics folks at a MBB, what’s your experience been like? What level would I come in at with 8 years of experience?
One of the SMs is supporting my promotion case but they are lately trying to micromanage me and ask all nagging questions unnecessarily. Unsure how to handle this professionally.
Anyone know what firms/teams have already moved back to regular travel? (At least biweekly, even?) looking to jump to a role that will let me travel regularly. (In the analytics space)
My partner and I are thinking about moving to NYC! Are there any CW jobs there right now or is it totally oversaturated from layoffs?
Anyone has insights to offer on the culture within Deloitte's Strategy & Analytics practice? I am considering a move to a SC position. Thanks!
Having a hard time jumping from mid to senior AD. Either I don’t have enough experience or I’m too experienced for a role. Any suggestions? Anyone hiring seniors in nyc?
Is it bad (reputation/resume etc.) to leave a firm less than a year in for a state court clerkship in NY appellate court? Struggling at the firm (drowning in work and no guidance) and looking for WLB and happiness.
NYC to SFO Delta flight was delayed for 4 hours because they lost bags, which resulted in needing a new captain whom they had to wake up and ask to come in...love airlines.
My job was affected by COVID. I’m have a T20 MBA, closing in on two final round interviews one for a well know pharma consulting firm and the other for F 500 healthcare company as a regional ops director. I like both companies equally but looking to taking a shot at MBB in the next two years. Any advice?
Hey all - It's that time of year again! Charles Aris just launched our compensation survey to gather the data that fuels our annual compensation studies. Would you be willing to take 5-minutes to contribute to the cause (plus we'll donate $10 to your choice of charity on your behalf too)? It’s 100% anonymous and only takes a few minutes to complete. Thank you in advance! survey.sogosurvey.com/r/MhmuhK
Does anyone know how I can speak with someone more senior at SPG? The customer service I’ve encountered is completely unacceptable and I’m tired of being put on hold for 20 minutes with no solution
Any healthcare industry people have clients who have outsourced their medical billing department? Looking for some ideas/recommendations on what outsource companies are used and whether you’ve seen good/bad outcomes from your client doing so. TY.
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