Do you FIRE people contribute to Roth 401K or Traditional 401K? 👀

Why are so many moving from CSR to CSP. I get that the fee is significantly higher for the former, but how are benefits better for the latter?

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

ENBD is the crappiest bank in the UAE. Thank you

What is the best advice wrt financial settlement ? I was told to simply get a move on and not fight over 5/10k but get on with life ASAP. Do u relate ?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Not sure this is the right bowl for this really but anyway - does anybody have an idea of what Cerner does? I have an offer to join as Healthcare IT consultant but I BSed my way through every stage. I still actually have no idea what it is they do…

Offer included temporary housing and moving expense reimbursement…it’s been a month since I began working and 2 months since I started moving but still no reimbursement…should I escalate this? How long is too long?

How do you effectively plan for retirement?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

How long did it take after getting your license to actually start making money?

I just started a new job 2 months ago, benefits and PTO don’t start until 90 days in so I still have a month before I can take off any time, and today found out my company doesn’t offer paid maternity leave.
I’m really struggling handling the symptoms and maintaining my full time job. Thinking about looking for a part time job to have more time to myself through the pregnancy since I won’t be getting a paid leave anyways, but lost on where to start looking. Any recommendations?

What kind of roles do you guys recommend for a pharmacist trying to pivot into pharma? Where can you go to see all the different types of roles available? I graduated with my PharmD in 2019 and I did a managed care residency and am now at a healthcare startup so my background is primarily on the health plan/digital health side

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

I just want to retire

Hi, all since for 6 months. From Bangalore, I am looking for a new opportunity. and I am carrying an experience of 2.7yrs in cognizant technology solutions as a senior process executive in US healthcare process medical claims  and I did graduation in B.com with some professional courses ( SAP FICO) please assist me to seek a job and kindly waiting for response.

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Can I travel to India via Paris on expired H1b stamping. Or do i need to take other flight options via middle east or direct flights to India? Please share any info or insights. Thanks!

Hi fishes,
I'm looking for job change
My skillset - Informatica power center, sql, Unix, Informatica IDQ
EXP - 3.9 years
Notice period - 15 days
Please let me know if there are any vacancy

Hi fishes,

I am a c++ developer primarily on linux and qnx. I wanted to get started with the Microsoft Foundation Class (MFC) c++ library used for windows application development.

I don't see options in udemy. Is there a popular YouTube playlist or any other material you would recommend?

Hi CGians,

What is the scope of AEM projects in capgemini?

What are the typical working hours for back office staffs? 9-5 pm or 8-5?

Sometimes I feel like I am a drone that just works all the time and I have no friends.

I have an interview with EY for Associate Product Manager position in Consulting. Any tips would be helpful. It’s first round and hopefully more after. Thank you for your help and suggestions.

Hi fishes,
It's it possible to move from EY India to EY GDS?
What are your thoughts?

Happy Monday afternoon to everyone except to those recruiters who ghost job seekers 👻

Please Help me 11 love so that I can Dm for any job referrals... Please help

When will the salary be credited in Optum.

Great discussion board

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
I’m on a visa in U.S and looking to potentially invest in commercial spaces rather than residential places.
Age:25
T.C: 102K

Decided to payoff my mortgage.

Anyone here working in the NYC area? Wondering how you manage to save and buy for a house with such a high cost of living in the city and the suburbs around it. How did you do it? And areas that you would recommend looking at. I’m currently 24. Maxing out all retirement accounts, debt free and have 6 months emergency fund. Looking for areas to buy a house in the future, but getting discouraged with these crazy prices

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Investing beginner here. How did you learn? Any resources that I could read/watch would be helpful. Thanks

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone start later in life? About to turn 32 and my retirement savings are sad.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

How much have you saved from refinancing your student loan?