Currently 25 with 2 kids. The 1st one is 4yr old and the 2nd one is 8month old. Currently making a combined income of 285k with my wife. We have about 344k net worth. 401k & Megaback door Roth is max out. Not a fan of 529, because college can be free if you put in the work. Our only debt is our mortgage $1400monthly. We also have a brokerage account where we invest about 10k monthly in stocks. Looking to buy rentals, but we feel like stocks is the way to go for now.
At what age do you stop taking a bath with your child? My 3 year old & I were in the bath together and suddenly he reached out to my chest and said “mumma, your lungs are outside, mine are inside my body” I was so embarrassed! I told him that those were my breasts and that grown ups have slightly different body parts. I normally take a quick shower before him and sit in the tub with him, as that’s our bonding time. I was wearing underpants so thankfully he didn’t notice my non-existant penis
Solo 401k or SEP IRA?
My future employer uses Fidelity for 401k and my current employer uses vangaurd. What are my options to consolidate 401k account. I prefer Vangaurd and wish I could stick to it. I also have Roth IRA account and brokerage account with Vangaurd too. What will happen to my Roth IRA as my adjusted gross income will be more than the limit set for Roth IRA. Can I still keep the account for 2021 or I need to close it ?
Help - my mother got the covid vax and now she has a ton of joint pain and her docs arent helpful. What do I do! Second pfizer dose about 2 months ago and she has lupus - its not the pain that comes when you first get your shot this has stayed for the two months now
Has anyone heard of the Natalist? I found their Parent Plans book but the only reviews are directly on their site. Alternatively, are there any recommendations for books my husband and I can read to begin preparing to have a child? I can’t just get pregnant and figure it out, I need to try to go in informed (understanding that there’s no way to truly prepare). Expecting Better and Crib Sheets have very polar reviews and don’t quite fit the bill for me. TIA!
What are the benefits of having a platinum status with Enterprise? Currently a Gold status and see no real benefits
Deloitte 🐠: noop question. Do i still need to add the Vanguard account into Tracking and Trading if i have funds and stocks with them beside 401k ?
PwC moms, looking up the paid parental leave policy. It seems like even though I will be eligible for 26 weeks of leave, only 8 of these will be paid. Is that right, looking for guidance here.
Hey Fish, When is it a good time to accept a counter offer from your current employer for equal value of your outside offer? Assuming benefits are similar.
Consulting vets, normal? I was lured into consulting and lost benefits due to the challenging transformation program being right up my alley. I have a multi year contract with heavy director duties promising fast track to Sr leadership. Day 1 I find out Iead no one and the MD is in charge. A few months later I get involved in spending nights and weekends for 3 weeks making a 60+ page deck. Company wins part of the contract and hires 12 more. Since then I have been ignored by them. No bonus!
What was your utilization like after taking parental leave? About to take a couple months and I’m curious how much it will impact my year end utilization % (not that this will impact how long I take off).EY
Is KPMG more adversely affected by the downturn? Friends at other big four don’t seem to have as many benefits cut or raises and bonuses eliminated. Are we not as fiscally sound or relevant in the market?
When I was a kid one of my biggest worries about adulthood was avoiding quicksand. I'm so relieved that it worked out well. 😂😂😂
Anyone watching Indian Matchmaking? Aparna and her mother have to be the worst, right? She thinks she's a godsend and quite frankly she looks like a potato, is ignorant, doesn't sound nearly as intelligent as she professes to be, and is even more negative than I am! That's gotta say something.
Anyone else experience more challenges with setting boundaries for WLB when your lead is also a mother? I’ve had no issues with setting boundaries with past partners /leads (all males /dads) and have them respect it. It feels harder to ask since she understands the stress too.
Making 90K in Texas, it’s my first job out of college so I’m not sure of best retirement plan: should I max Roth 401k or Traditional 401K?
What do you all think of the pressure to “run really hard” while pregnant right up until maternity leave? I think this is the mentality I see/ feel pressure to follow…
I found out today that my employer doesn’t offer any paid parental leave (maternity or paternity). This isn’t a major issue now, but my wife and I are planning on trying in a year or so from now. How many other employers don’t offer any paid leave at all? Coming from public accounting this seemed outrageous to me, but curious to see what other companies are like.
Remote work opportunities? I'm looking for firms to look into. Currently in health. I think this will be disruptive (given we can't be on site... and my firm isn't used to delivering remotely).
What does your retirement budget look like? Assuming no debt. What is your expected basic minimum expenditures (core life)? And what are you budgeting for fun and luxury? My basic is around 10k a month for taxes and food and transport and utilities. Luxury and fun is another ten. Big expense in basic is property tax. Big expenditure in fun is travel. I think my basic budget is too high and I could bring it down and be very happy in a smaller home and less restaurants.
Hey guys, just curious to know. What does an Associate Producer make yearly around the world? NYC LA PARIS CHICAGO LONDON BCN MIA etc? Thanks!
Ok so. I have been on this journey for almost a year now to try and 'get to know and love myself' and I'm not there yet. I separated from my ex in March of 2020 and divorce was finalized in October 2020. I'm still sad, lost, angry etc. I'm trying/tried therapy, meditation, ayurveda, self help videos, books, but I'm not happy with myself and I don't think I know myself. I want to be happy alone before I meet anyone new. Any tips or advice on how I can effectively accomplish this? Thank you!
Any books/self help materials for someone who is constantly worrying (and waste a lot of unnecessary time)? E.g. No matter if i pass or fail an interview, there is always something to worry about. The worrying/anxiety multiplies when I proceeded further in the interview stages. Now that I signed the offer and is pending background checks, my anxiety is off the roof as it itches closer to my starting date.
Of the conservative moral panics, I feel like cancel culture was more interesting than CRT. Cancel culture at least offered a variety of thing to talk about.
What are some questions I should ask to the head of litigation about the group during an interview? I’m blanking.
Has anyone heard of Sabic? I got approached for a permanent position there vis LinkedIn. I did some research but wanted to see if anyone had any experience with them
Lots of us are skilled at delivery but most sales books seem to focus on the pitch and closing... What are your best resources for learning to develop and nurture strong, lasting client relationships?
How do you deal with: SM feels your work (eg deck/ spreadsheet) is bad. Takes your work and gives it their favourite resource who presents it to the client without a change and it's all good!
EYers is it appropriate to ask your counselor for LOR if you’ve recently switched and only known them for 6 mon? Other option is a manager who i work with on and off on my current project for 8 mo..
Anyone have recommendations on what to setup financially for a child? Most people's primary recommendation is a 529. Anyone agree or have other investments/savings plans that are better?
Anyone else still working from home half the time because the firm has a hybrid in-office/WFH policy? I love my days at home and I get the exact same amount of hours billed either way.
How much notice is required before taking parental leave at BCG? Is there something required per rule or is it more just best practice to give 60/90 days notice to give folks time to plan/schedule around it?
Anybody here with cloud experience looking for a referral to MBB? Same pay as strategy team.
Anyone have experience with Navvis healthcare?
Capgemini - 18.5 + 1.5 bonus Genpact - 20.5 + 1 bonus Keeping in mind that, Capgemini has Esop option too. Please help me choose among these two.
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