Does anyone have a referral for 250K Amex business plat?

Best high yield savings products?

Thoughts on personal loans to consolidate Debt?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Who else is reeling under the pain of taxes?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Any thoughts on PIC? The stock rose significantly in after hours on news of XL fleet merger. Does it still make sense to invest in it at ~$18?

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

How do you get in on an IPO with a basic Vanguard brokerage account? Do I have to place my order at 9:30 or can I do it beforehand?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Is it true that all transfers to US have been put on HOLD?

Any dermatology research opportunities?

Best strip clubs in town? Is it weird to hit ‘em alone? Asking for a friend..

Hi fishes,
I got 13 LPA offer from IBM.
Will IBM revise my offer if i bring 15 LPA offer in coming days?
Considering the time of recession are they revising the offer these days?

***Urgent *** Where to join?

2 days left to join.
IBM - 17 lpa
Capgemini - 23 lpa
Tech - Oracle apps/fusion technical Yoe - 10 years.

I heard, there are projects shortage @IBM in Oracle Apps currently. (As my colleagues are on the bench for 2+ months in IBM after joining)

Please suggest IBM Capgemini Accenture Tata Consultancy

Hi All,

Please give me ur answer!!

Does PWC AC banglore offers permanent wfh?

Will that be mentioned in offer letter?

I have HR discussion tomorrow.

I have an offer from EY GDS bangalore, I am looking for WFH. Which one should I prefer?? Please provide your inputs😊Pwc AC @EY

What's next after healthcare for you all?

Please explain if we get internet reimbursement outside the CTC?? Not the tax exemption part . I have heard we get 1200 per month for internet . Is it true ?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What are the benefits of being licensed in multiple states? Do you use all of your different law licenses at least once a month?

What’s the Best tool/material/resource you’ve developed for the business to support them ?

Hi Fishes,

What is average salary offered for senior product manager at S&P global market intelligence? Yoe-7 relevant-5

I am being offered 26lpa which includes 15% variable component plus employer contribution to PF. So, the fixed component is just 21. How much more can I negotiate for? Have existing offer of 23l (all fixed)

Looking for C++ developers for India Bangalore location. Please reach out if interested or refer your friends to me.

Dm me if any attorney is looking for referral to BDO. (US experienced hires only)

Should I FOMO into Solana or is it too late?

Anyone complained about a car rental and got points for it? Got a car from hertz and the car battery keeps on dying. Got jumped, drove around for a bit, and died again...

Where are the good point promotions? Spg (soon), Hyatt recently just ended and those were lame. Anyone know good ones going on or starting relatively soon? Interested in rental and air promotions, too.

Planning to visit Bali on May 2020. I have a wife and 2 toddlers (4, 1) tagging along. TPG recommends the Le Meridien. Any other recommendations for family-friendly Marriott properties?

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Is the late checkout until 4pm guaranteed for platinum elite members?

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Has any one worked as analyst at P&G before, just was wondering how is the work load?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Anyone who can share their experience flying Air China?

Selling 2 United GPUs valid prior to Jan 31,2020. PM me if interested.

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

How many people do you think each SPG/Marriott ambassador looks after?

Can one pay for cabin upgrades with refund credits?