Does anyone here have a subscription to Legal Shield plans to help with their real estate matters? Is it worth it?

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

I’m clueless about 401ks. If I go to a new job does all that money I put into my 401k transfer with me? I’ve heard both yes and no so I am confused

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

I’m about to be representing more borrowers in loan docs. It seems much different than representing the lender where “it is what it is” and bank weighs in if we are going off form. What are the top things to look out for?

What do you do and how much you made in 2021?

Anyone here tryna go into impact investing?

Would you quit your job if you suddenly were given 10 million dollars? Why or why not? What would you pursue instead?

What companies do you recently regret not investing in?

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

I just booked my venue for October 2022. I am very excited but want to lose weight to be comfortable on my wedding day. I put on some weight during the pandemic and I am about 40lbs over my comfort weight. Anyone follow a plan that worked for them?

FORM50 fitness? Anyone familiar with them? Looks kind of like power Pilates. They only have a New York (Astoria) studio and a Miami studio. Seems like most of the classes are mostly women, and hot pink themes all around. 🏳️‍⚧️🙋🏻‍♀️ and on hrt for about 18 months, so not presenting full time yet. Whether I present female or male, it’s not an environment I’m likely to pass super well in so wondering about how lgbt welcoming it will be. Also if the workout is as lit as people seem to represent.

Anyone have a recommend for a seasonal depression light? There are lots of options and I would prefer one that turns on in the early am hours.

How long is it recommended to stay in a role so it doesn’t look like job hopping?
I would like to continually increase my income, but 3% merit increases don’t cut it.

I just became a commander. I've always been a good soldier, but it's my turn to lead. I hope I do a good job. Any words of encouragement?

St. Regis Mardavall Mallorca Resort - anyone been and worth it?

Am within the interview process for a TSC position at Google UK and have been asked to get ready with an offer expectation for total annual compensation (annual salary, bonus, stocks … etc) but am really not sure with 12 yrs of experience what to seek and what should be the proper grading level for such experience. Cheers all.

While I am in bench, can I apply for a role through success factor or do i need to check with my counsellor?

What's the scenario of Relocating allowance .

In the offer letter it's mentioned
•Interim living (accommodation), if any
•Transportation of goods & Travel, if any
•Relocation allowance, if any

What is the process for this?

if someone joined EY gds within how many days he/she can add their dependents???

in which month??

Do managers tend to make a scene while you put your papers?

If the ultimate goal is to move in pharma/biotech (bd / strategy type role), does prestige of consulting firm matter? Or would it be better to work for less known firm that may have more client facing opportunities?

Currently working for Genpact AR Billing Walmart. I have also worked with BT Global services for the UK Billing production team. Job responsibilities raising billing for multiple products for Media broadcasting, Collections and payments. Responsible for RPI activities and more. I have good experience in billing, Invoice generation for multi currencies, collections, payments , DSO billing. Looking for a good job opportunity in Noida in Similar profile.

What software do you use? Currently using Float, so many options out there. Would love one where wed’d only have to pay for the RM team but not creative team as we mainly need it just or our team.

Anyone long on Etsy?

What are the group’s thoughts on Jack Kerouac’s “On the Road?”

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?