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Pro
Trying to play chicken is on you
Pro
You missed it because?
But regardless refund is not a benefit
Pro
Lol was your first flight delayed? Due to weather, ATC, mechanical failure ...?
Airlines won't sell you anything that doesn't meet Minimum Connecting Time. If you purchase a ticket with minimum MCT and there are no delays, it's completely on you.
If your flight leg was delayed, maybe. If not, then of course not.
Rising Star
Depends on the booking details. Chase Sapphire Reserve has trip delay and interruption coverage, but if you booked with another card, that coverage may not exist.