Does it make sense to get a variable rate on my mortgage now? This would be my first property and I would most likely get into a different home/loan in 3-5 years. Thanks!

Tough investing market out there!! What are some investment strategies to consider during these times?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Anyone following what's happening in MKR? A bit going on recently including investing in real world assets and breaking up the teams into Meta DAOs. 🐂 or 🐻?

Safest wallets / exchanges for buying VET and safe moon? 😭

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

I opened a Marcus HYSA based on the advice in here and now (too late) I'm freaking out that I allowed this "Plaid" thing to access my bank accounts to move the money over. And it requires linking all accounts, which seems unnecessary. Do folks think it is secure??

Does anyone have any book recommendations for information on buying a house?

Any experience with Charles Schwab intelligent portfolio? Thinking of using it.
Is it allowed as part of BDIP?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I think I've been spoiled by good 401k and trying to put my offer in perspective.
Offer has 401k match of 50% up to 6%, but vests over 4 years. Is vesting this long common?

If dogecoin continues to moon and miners don’t step up their game, someone’s going to 51% attack the network and start stealing coins

Hey guys,
We are planning to move to Virginia Beach. Any teachers that can please share their experiences?
Want to give another shot to teaching in a state different than texas

Mushroom management: “Keep them in the dark, and feed them with shit” 😀 #NoThatIsNOTSustainable

Hey Fishes,

I have been selected as Associate 2 for Management consulting DDV team at PwC AC bangalore office. They are currently offering 14LPA fixed with 12.5% variable.

They have asked me to submit my documents and then they will start the negotiations. Can anyone let me know if this CTC is okay? I feel it is low as per the Management Consulting team. Please advice

YOE 1.1
Currently CTC 6.78

Any news from DPW? 🤔🤔

Has anyone used or is currently using My Perspectives ELA curriculum from Savvas Learning Company? Our district is considering switching from iReady and I am looking for honest feedback. Thanks!

Talking about the impact of covid on family life is big in our community, but politics is strictly prohibited. Just the mention of covid when certain members are around and it turns to politics. Time to ban covid talk completely?

I don't understand why people call themselves "rising x year at ABC". For us who are plain "X year associates", are we doomed to fall?

Cute second date ideas for this Saturday? Want to set up the expectation that yes I love to eat and drink but I also like to do things… any festivals, exhibits, street fairs, movies, etc. popping up?

I keep giving staff more chances to do simple tasks and work on improving his soft and technical skills and he is KILLING ME

Can any one tell me, how to invest in quant mutual fund through it's website?

Best place to buy a used car in NOVA? Any and all suggestions appreciated

Is there any resources someone can point me to about the potential legal issues and more information from an HR perspective about contingent employees (temps, contract workers, part-time workers) versus normal FTE’s?

I’m working on a project for an HR class and finding good sources with real evidence about this from SHRM and news publications has been rough. Thanks!

Is Capgemini is providing any joining bonus. If yes mean how much we can ask for c1 level

Hi fishes, Dm me with the job id for referral in Cognizant.

Had on-site a month ago and recruiter has promised an update several times and not followed through. Anything I can do other than following up once a week? I think I’m the backup candidate but would be helpful to get more clarity

Can you drive a McLaren 570s in winter in nyc?

Is the CVA exam worth pursuing?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Has anyone here used New Western to buy real estate deals?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Anyone take the WI Real Estate state exam? Any tips on what to study?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks