Downside to using the Vanguard Managed Program for 401k investment strategy?

Best perks/benefits of working at Google?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Recently i have been offered a mid-senior leadership position at @6Sense and i have been trying to evaluate the offer against other offers. I have been trying to understand few things and any insights would be much appreciated

Culture & Work Life Balance at 6Sense
Other Benefits at 6Sense
Decision Making and Strategization
Revenue Stream Stability and Business Outlook for it's products in 2023-24

Guys, what platform do you use to trade US stock?

Does 125k in Bonvoy points get you much?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

How to bring tax liability to zero for 15 lpa ctc?
Can I claim hra for less than one lakh per FY and Maximum housing loan benefits?

The rental place and property under loan are in same city.. Parents stay in rental ( I pay rent) and I have purchased new flat in same city for myself.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Does anyone have any insights on Juno/LeverEdge for student loans?

Any recs for car insurance in La?

NRF matched Millbank in TX yesterday

I am curious how Onesource Income tax stacks up against it's competition.

Anyone here familiar with the medical records field reviewer positions at Change Healthcare? Looking to get a little more info on schedule, workload, and pay specifically. TIA!

Any Biology majors here? I’m current stuck on what to do with my degree! Currently I’m a Chiropractor Assistant, this is a temporary job while I’m trying to get back in school for my masters in Healthcare Administration. This is the only thing I have on my resume, I’m open to any advice.

What’s a topic you know a surprising amount about?

I have two offers - one from Intuit and another from Hotstar.

Intuit is giving me 33.3 lpa and Hotstar has 23.45 lpa. Hotstar is giving remote and Intuit is not. Which one should I take?

#intuit #hotstar

PwC, are you butthurt because you weren't a paratrooper?

How many hours would you work when you have your 2 weeks in? Would you work weekends?

When will it end?

Are MBB sponsored MBA students expected to return to their home firms for the summer between their two years? I know you're obligated to go back post-MBA, but what about the summer in between?

Has your company announced when you’ll be going into the office? It’s strange to me that no one has announced if perm wfh would be a possibility. Feel like I’m in a state of limbo and want to be able to plan to move somewhere else if that’s a possibility.

Ok, what does ‘F’ mean

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Hello fishes,

Can anyone provide a referral for the Analyst role in Barclays. YOE: 2 and Location: Chennai

Job id: 90356045

How to know company is given medicine facilities to employee and his family, is it mentioned on the offer letter?

How to avail mediclaim?

What are the benefits in TIAA ?
Do they give yearly bonus like other Banks ?
Free cabs ??

Hi...

Can someone please help me for my next week interview for below role.what topics i need to prepare well.
Role: Associate – Securities Valuation

Job Code:

500854

i have offer from Nagarro with 25 lpa fixed and pwfh , TIAA 25 fixed 10% bonus , HSBC technology asking me for retention but it has production support work along with development so I am bit hesitant to stay in HSBC Technology
Also how is Volkswagen IT SERVICES as I am expecting offer from them.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Buy the dip?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....