After I max my 401k/Roth IRA, I put $ in my individual brokerage (all through fidelity) via transfer from my bank acct…is there a better or more tax advantaged way?

In Relocation Assistance, Is Societe Generale GSC Bangalore still giving one time 35k or some amount for relocation/ settling reimbursement for experienced joiners?

Does anyone here have a Tesla? Should I do it???...

Just made my first angel investment in a startup…
Do you remember your first check?
how successful was it (pls be painfully honest :) ?

What are some good modern/post-pandemic personal finance books you can recommend?

I’ve worked for a medical consultant company in Houston the last two years doing various things from billing to patient care to even doing medical records request. I have been looking for a job preferably where I can put my masters in healthcare administration to use but most of the jobs I went to apply for I qualify for everything but the management and supervisory years.

Thoughts on Transfix? Anyone invested?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

How do you get appointments with plan sponsors? They are hard to get in contact with and then 401(k) seems so low on their priority list or they "are happy with" (don't know about) their plan.

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

anybody take a dream job that turned into a nightmare? what are some stories there? did you stick it out and learn how to cope or cut your losses?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

What’s normal rent for SF Bay Area?

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

How much money do you have saved up?😳

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

Does anyone have recommendations for an accountant (CPA)? I feel like word-of-mouth is going to be better than all the googling I’ve been doing. I’m open to having an accountant not in the state I live in, but preferably east coast. My last accountant was not great and super unresponsive (Google was not helpful even though they had great reviews...) This year I’m going to need a decent accountant for tax planning purposes as my taxes will be more complicated. Feel free to DM directly

Are yearly bonuses worth meeting your goals for?

First year manager salary in risk advisory in MCOL (Philly or similar)

What is parental leave at RSM? How many weeks at 100% pay, partial paid, and unpaid?

What are people making in NY both at your old vs. new jobs when you make the jump from advisory to industry? I’m specifically looking for newly promoted managers or experienced seniors but interested in salaries for all levels! Please include level/years of experience.

Don't you think it's high time ppl start calculating in hand salary and how much % hike to ask n all?? I feel that's immatured behaviour when few of them ask these questions 😐
Itna padliya, coding bhi ati h, exp bhi h... Phr kyu??

Has anyone transitioned from traditional to a digital role? How did you go about adjusting? I'm in print looking for a new opportunity to expand to digital. I'm not sure where to start.

Hi , I am awaiting an offer from Citi , the position is located in their Tampa office. I would like to know the culture, WLB, Compensation, or any insights you are willing to provide. It is in compliance and control category. AVP, but also listed as an intermediate level.

Hi All, Can anyone suggest me one thing. I got lots of emails and calls from TCS regarding Job Openings. Every Time I provide all the details to them with my Resume but no one schedule any interview with TCS .
I also have an iBegin Account too. Can anyone face this too?

What is process in GDS to contribute to NPS? What changes I need to do as previously my employer crediting contribution from their end. How this works in EY GDS

How do you keep up/in touch with your network? Mine barely post anything on LinkedIn, so commenting on their posts is out of the question, and apparently it's impolite to just message or email them if the job searcher doesn't have anything to share besides asking for a referral or opening. If I don't have any relevant information to share with them, what should I do?

Has anyone ever successful negotiated there salary with the federal government. I have tried twice and both times was cited a HR policy saying my specific circumstance did not allow negotiation. Just wondering if it’s even possible

Hi All, I am looking for new role.
Currently I am a senior consultant, with a total experience of 8 years and being well versed in Db and ETL tool, with responsibilities:
1. To lead a team of 3 in a project
2. To lead as Program Manager for a project ( 2 team members )
3. To work within any project as Db expert
4. To support BI team for data-extraction from EDW
5. Design, developed and maintained EDW
6. Design, developed & maintained a rating tool
7. Done a few POCs on Big Data, Spark-Scala

What is the relocation allowance at Natwest ? Thanks

Is it worth making the jump from B4 audit to Mazars transaction Advisory/FDD group?

Starting my tax LLM in a few days at Georgetown. I'm new to US tax. Any recommendations for a specialty/hot area to focus on (please give reasons) and any particular course(s) you would recommend taking?

Hi,

I'm appearing for sde2 interviews this week. Any help would be much appreciated!

What's the interview pattern?
Did anyone give the interview recently and can post their questions here?
Any tips on improving DS stat?

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Any advice for me as I go blindly into searching for a fiduciary to advise me personally?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

Are there any low risk steady increase options or is the whole crypto currency a high risk game?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

What are trading policies in MBB and Big 4? See all these posts about buying stock, while here I am at BCG basically limited to only ETFs by our trading policy

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

27, paid off car, student loans left is $18.5k, investments at $22.3k, trying to go to grad school PT by next summer. employer willing to pay $5.5k/yearly, would take me 2.3ish years to complete, projected price would be $23k after tuition reimbursement. what’s the best way to pay through school, i feel like it doesn’t make sense to put money into a 529 if i plan to withdraw so soon? thoughts were max out my 403B, show an AGI of 70K and get low cost student loans out? does this make sense to do?

How did you save for wedding related expenses? I am able to max out my 401k this year, so should I still be contributing to an individual brokerage account?

Anyone here trade options in addition to working full-time? I am curious to hear about how much additional income you’re able to pull in, big lessons learned for a beginner, where to start learning/practicing, etc.

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Have 1M sitting in cash. Would you dump it all into VTI or DCA?

The next $GME is DOGE.