For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

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I did 9 and honestly haven’t looked back. This may seem silly but a huge thing for me is having the ability to say “f*ck this, I’m out” without ever-lasting consequences. I’ve never actually done that, but the fact that I could is exceedingly liberating for me.

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I feel this on a personal level.

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I stayed in the reserves and I’m an O-5 now. One year as an EM compared to deploying is roughly worth the entire reserve retirement as an annuity ($360k vs O-5 pay at 38 yrs old then investing the difference)

I did it because it gives me a sense of purpose and I love the leadership piece of it. I’m an XO of a 40 person unit with an O-6 CO. Yeah, it has its ups and downs but I’ve liked the ups more.

Wouldn’t want to do active again other than maybe a state side deployment. The people I get to work with here are brilliant, and the projects are interesting.

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If you are considering getting out, check out Heroes Make America this organization helps active duty military, veterans and spouses with transition to civilian employment. Phenomenal organization!

I stayed. It was a great experience and positioned me uniquely for my current gig.

A. Invest your significantly higher private sector income and you'll have way more than a pension

I wish I would have stayed in and got that retirement. Had I stayed in I’d have 19 years in and could have been able to get a retirement before 50 instead I got out after 8 and entered the construction world got hurt and discovered the world of opioid addiction I was used to having a structured regiment and I was able to perform well in that setting but once I got away from men with self respect and discipline I was working with the totally opposite. I think I was experiencing some cultural shock it was one extreme to the other and in the long run I didn’t use the tools that the military gave me down with things in the wrong way but I also believe that I have a hard going on my wife to help those that have struggled as I did with addiction to live their best lives leave the past behind them

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