Had it with the McKinsey 401k - such a bad implementation with minimal flexibility. Looking to rollover to. Adele directed IRA and exploring Merrill (where I have personal brokerage) or Fidelity (where I have current company LTI and 401k plans.) Any thought on pros and cons of each?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Are all large healthcare provider organizations (big health systems) messed up? In terms of poor senior leadership, no accountability, poor support to their leaders, mismanaged, etc.

If you loved your small independent broker dealer but they had just been acquired by a much larger corporation which does have benefits in terms, mostly, in technology, but you lose your “family” in the home office, what would you do and who would you look at if you were considering a change of your own?

How can i get reimbursement for certifications that i have paid for from my pocket? What is the process and how much time do they take for reimbursement?

Is 20 CTC Fixed good for Senior Consultant in Deloitte India with 6 yrs YOE ? Please elaborate what other benefits can we expect like wfh allowance, phone reimbursement etc

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

What is the *prime* amount of money to bring you happiness?

Personal Capital users, which pnc link do you use to pair the retail account? Doesn't seem to work

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

I’m starting the IVF process and planning to do my first egg retrieval in early June. I’m hoping to do back-to-back retrievals due to my age and hoping to have at least a few healthy embryos before we try our first transfer. I have Anthem BCBS has anyone done this and has insurance/fertility benefits covered it? Thanks!

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Hi ,
What's the difference between Harman connected services and harman international? Do they differ in terms of benefits?

Coming from ACN, senior analyst, 3yrs total experience so far & wanting to get into the data analytics/BI work. Currently have had experience working with SQL developer, OBIEE/OBIA, Teradata in ERP and Healthcare projects. I also have my AWS Cloud Practitioner Cert, hoping to eventually get the Data Analytics Cert later. What are my chances of finding a role with another company that'll let me work in BI/data analytics and build up my skill at the same time? Been thinking of leaving ACN.

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

Hi Folks,
I got selected in LTI and got confirmation on selection procedure, I had a discussion with line HRon CTC part as well, now after all discussion HR is telling she is not getting approval from BU on my on boarding because of hing demand of CTC, now I am asking to line HR on offered CTC but I am not getting an update, can you please guide me what should I do now.@Lti

What’s the average salary range for a GAS?

So glad I’m leaving public!! Interesting timing but never too late

Hi folks,

Is there any vacancy on .net with 7yoe in cognizant.
If so please send a link or refer me

TIA

Do you think clubhouse will be a hot in the longer run?

Likes for DM Peez 😅🥰

I had a recruiter phone screen two days ago. I just realized I completely forgot to send a thank you note afterwards. Is it still worth sending at this point ?

Any ladies want to chat? 25M here, in the Northeast but location flexible.

Do people know if the big 4 are all wfh and onboarding that way as well? Or have they started setting return to office dates?

RESUME HELP! I’ve been out of a job for 7 months now. Can anyone provide me feedback regarding my background and experience on my resume? Also suggest any roles? It’s really tough finding a job. 🙁

I feel like a mega nerd saying this but I just got staffed on my first data breach response and I'm having so much fun! 🥸😅

So this job search thing is a lot harder than I thought. You either never hear back, or just get pre-written denial emails. What does it take to get on a call to defend your case?!

Can anyone recommend any good recruiters that focus on the MENA region?

What’s the best way to apply for freelance gigs as a producer? Not getting any bites on WNW

How many companies come to PwC for react/ frontend development? This is my first time in Service based company and its been only one month since I am here. Will I have to sit on the bench for long?

I'm looking for referral in hcl. Is any vacancies related to Informatica power center then please refer

Interviewing for a Practice Manager position, what Level should I expect (L6/7/8/9?) Also, any interview prep advice?

How can I learn about investing in crypto? KISS please

Personal Capital users, which pnc link do you use to pair the retail account? Doesn't seem to work

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

This is probably not the correct bowl to ask this question, so if anyone knows where I should post, let me know. I have a very old Steinway Upright that I’m trying to sell. How do I go about getting a quote and selling this? Do I contact Steinway? I’m assuming not many people are rushing to buy $20k+ pianos. It’s in ok condition, so I know it can’t fetch the $50k+ 😢.

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

How are stock/ETF/mutual fund sales taxed? If the security overall is up by 10%, but I’ve bought in fractions over time (vs all units in one purchase), will the capital gains be taxed on the current net profit? If not, how is it calculated? Would love to get a ELI5 version of an explanation, if possible. Apologies if this is dumb question!

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

Every other post on this bowl:
“Should I Roth my 401k or would it be better to backdoor into an FSA retirement fund? I have a net worth of $1M btw. None inherited it’s all from two years working Door Dash in Wichita Falls.”

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

How is everyone feeling about the market today? Buy? Sell? Wait?

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?