Has anyone been successfully got the annual fee waived for your chase sapphire? Just applied and got the card and noticed that I got charged by the annual fee right away. I thought the first year fee was waived... Called the rep and she seemed to be very firm that it couldn't be waived.

The equity market has HFT firms to help with volatility. Crypto needs HFT firms. Tempted to start one

HNY all! I have multiple rollover and traditional IRAs, as well as a solo 401k. But (since I started paying attention to this kind of thing) have always been over the income limit to start a Roth IRA. I’ve also not done much contributing in the last few years due to purchasing an apartment and saving for renovations. Cue pandemic joblessness... if married filing separately, would you say it’s a good idea to start a Roth while under the income limit, even in this climate? Any reason not to?

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

Recommendations for a Roth IRA?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

I think I'm breaking even in my portfolio since September of last year... Any thoughts on taking the loss on certain crypto in order to recognize the short term loss to offset my overall ST gain?

How soon should you think about refinancing? Closed about two months ago at 3.25 (30 years) but rates keep dropping...

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Whats the second source of income for a IT employee ?

How’s the work life balance situation at Amex for data engineers?

Anyone have personal experience with Dimensional Funds? Looking for a financial advisor and it's interesting you can only buy their funds with a few select advisors.

Just sharing! Landed in offer at AWS over five weeks ago and still waiting on a visa transfer update from US CIS. So many work updates from other folks in these five weeks moving in and out while I am unable to share an update with my folks or celebrate in anticipation of the final approval of the petition. Trying to stay calm and collected, but sometimes it takes a toll

Which major companies are open to 100% remote? I don’t want to leave Philly but want to go in house

Hi Fishes,
I am working as Automotive Engine R&D engineer for past 6 yrs. I have total experience of 6 yrs. I want to switch to consulting. Do suggest me how to take this career transition.
I would appreciate if anyone can share the right opportunity with me.
Thanks!!

P.S. I am mechanical engineering graduate from tier 1 institute in india. Good knowledge of excel and other microsoft products.

Hi friend how the work life balance in zemosho labs...shall I join or not... please help.

Did any other HBS R1 interviewee just get that email from Chad Losee with the eBook? My heart literally dropped but it just seems like a nice email with access to a leadership eBook?

Hey Agency Owners, how did you started your journey from freelancer to agency owner?

I think I may have made a huge mistake today. My skip level director sent out an email about something and asked us for feedback. I sent back a note and provided some. One of the things I said was that our job satisfaction might be improved if we could do more of X kind of work instead of Y kind of work that we do so much of in our group. The next thing I know, I get a ping from his EA to set up time for me to chat with him and my director tomorrow. I am getting in trouble tomorrow, right?

I’m a mess. My Bf Has surgery this week. I’m so scared one of the docs/nurses will have covid and pass it on to him. I cant sleep.

Both my grandparents died within the last few years (husband/wife) and now the siblings (including my dad) need to divide up the remaining estate. My dad is the oldest and has been the primary caretaker for both of his parents, who lived to their late 80’s/early 90’s and his disabled sister. He also manages an apartment building for the family. Now the youngest brother wants to do a bunch of auditing of accounts and is ready to take my dad to court. I’m like, you had 15+ years to get (cont)

Reflation/reopening trades with room to go: CVX target 110 (uncle warren likes and lots of trave commodity increases, supply destruction =oil demand), NCLH target 40 (CCL/RCL have retraced to FMV IMO), BA target 300 (airlines basically back to FMV),

When I tell recruiter about other offer should I mention company name or that their a direct competitor or just say I have another offer?

Need 15 likes for DM. please help.

Hey fish

I have separate NPS account in which i was contributing for more than an year and now i see an option in my payroll portal like i can link my NPS PRAN to current org and employer will also contribute equally

Can some one suggest what does it benifit us and how it differs from EPFO which we have already

What’s a good out from RA? Thinking about moving away from audit/accounting

Hi, i need referal in ibm for java developer. Please comment or ping me if someone can help me.

Lwd is 6th of Jan in IBM. Can we return our laptop via courier ?

Has anyone ever pivoted to Product Manager at big tech? Thinking about making a switch and would love to hear some of y’all’s experience. Thanks in advance!

Best consulting companies in the social sector?

Do you sleep with your work laptop beside you or are you normal?

How to deal with being rejected from a consulting job you want?

We've all been there (not just me I hope). It's so frustrating when the consulting one is a tough hill to climb. Has joining a smaller management consulting firm ever worked out for anyone?

I'd like to hope one day I could get into big 4 or even MBB.

Any KPMG Federal Healthcare Policy 🐠 in the House? If not, anyone from KPMG willing to give me a referral? See a job posting for which I am a very strong fit. Thank you!

Stupid question: do you get to alt-travel? Not fly home to your home office on the weekends, but use that budget to fly somewhere else?

The budget for the project I was on got cut, but the leadership on my team said they don’t want to lose me and so they transferred me to a different project on the same account. I did some initial work and was told they’d follow up on next steps with my new team in the next few days but haven’t heard anything since and I’ve got no idea what to do now - any advice on how to handle this?

Those with more experience - have you ever seen anything like crypto in the past? Something so ubiquitously talked about, and so many people have made so much money? I know there’s been bubbles in the past, but this feels more sustained than say tulips. But I’m young so it’s hard to gauge

What do people think are the actual top factors for getting into good business schools? How much do “stats” like undergrad GPA actually matter?

Is the opportunity cost of living in a “luxury” apartment worth it? Say $1500/month. For context, 100k salary living in Chicago and really not sure what my budget should be. No debt or other major expenses.

Utilization director told me today that the layoffs won't affect me. My heart goes out to everyone that had to hear otherwise. Here's to hoping y'all find something better and prosper.

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

I am going to Istanbul for two months for work. 24 yo male. Any advice from people with experience living there? How should I dress? Do’s and donts? Things to do?

A recruiter at another B4 gave me a number much lower than what I’m currently making. Should I tell them how much im making now, which is admittantly at the very top of the SC band, or counter with a range that’s more than I’m making? I hesitate to just throw out current salary + 20% bc I’d be asking for almost $190k for a SC role and I know that would be quite a huge ask for a SC @ B4, even for tech

These slides being used by the House Impeachment Managers are beautiful. Which one of you is helping to create them?

What is a Deloitte VP (in consulting) equivalent to in other big 4?

Any idea what is the comp like for a Security Program Manager at Meta ? LinkedIn does not show any salary ranges and has so many program manager positions open at Meta.

EY folks: Does anyone know what’s the salary range for a Senior Associate in the Cyber practice? Specifically looking for Chicago

If you are on a billable project but happen to have a day we’re you aren’t asked to do much, do you still bill the 8 hours for being on call. Or do you only bill the 1–2 hours you work that day on client work? Less than 1 YOE. Curious on your thoughts on billing 8 hours a day even if you don’t necessarily work the whole time. Is this something you have done? I also under stand that billing less than what you work is not ideal, “eating hours.” But what about billing more than you “actually” work

Difference between utilization and adjusted utilization? Utilization is below 80% but adjusted is 99%.