Has anyone negotiated credit card points with a bank? I need a new card wanted to get a chase sapphire reserve. Was thinking if I could negotiate putting like 20k in an account with cont

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Multiply that $20k by 100 and Chase won’t laugh you out the door. They’ll still say no though.

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You definitely can threaten to cancel on some cards in order to get a retention offer of a few points to dissuade you from canceling. I know I've done that a few times in the past. That said, I think they take your history with the card into account. I don't think it's very likely chase will offer that to you considering how insanely popular the csr has been.

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0% chance they budge on their offer esp with such a low deposit

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You understand Chase is a multi-billion dollar company right?

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To get a higher signup bonus and 2 years waived in fees

Chase probably won’t give that to you

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