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@wipro
Tata Consultancy
Hey guys, Since I am working in Deloitte and right now, I am working from home. I want to go Nepal for 2 months and I want to work from there. Do I need to tell my manager or simply I can go there and start my work. Is there any obligation?
Note- I don't want to tell anyone. Since it may backfire sometimes
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Know your financials statements, focus on the CF Statement - study up debt coverage ratios to ask meaningful questions/conversations. If it’s for a specific industry, stay up to date with head/tail winds and any developments. If you don’t know yet, just stay up to date with current affairs and macro economics.
I had a corporate credit interview recently. besides behaviorals, know FCF formula, what financial metrics to use when evaluating financials for credit (revenue, EBITDA, FCCR, Liquidity, leverage). i was caught off guard by “walk me through a depreciation expense on all the stmts and which accounts it effects” and “say we add $100MM term loan with 5% interest with a balloon payment in 5 years, which line items does that effect and how”. also i’d recommend knowing key credit risks for whichever industry you’re applying for. of the 3 interviews i had, only 1 was heavy on technicals. each interviewer asked FCF formula though and why it’s important.
What group is the credit interview with? Also helps to know if this is credit risk or levfin or DCM or something entirely different
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