Have brokerage accounts with Fidelity and a Roth 401k there. Do I need to call them to do the backdoor Roth?

What's your biggest net new account this tumultuous year?

Any advice in terms of investment to save the maximum tax?

I work in a sucky IBM cic, making $54k. It’s a full time job with regular benefits and vacation etc, it’s working with government clients. The job isn’t what I applied for & constantly changes. I don’t like that, but I’m a full time employee which is “stable employment”. Btw, I’m in the DC area.

I just got hired for a government contract through Accenture for a Business Analyst role. Pay is $65 per hour. 3 year contract. Benefits too. No PTO. Holidays off with pay, after 90 days.

Thoughts?

Hi! Does anyone have a recommendation on a realtor? Looking for a condo in DC

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

My utilization went to 50 in IBM, I think I have taken paternal leave since it went down. My manager put my as PIP improvement goal in checkpoint.
Need to know how to bring this up and is that my job is under risk? Band 7b

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Has anyone heard of the start up Clozd? A buddy of mine just sent me an opening for an accounting manager role in Lehi, UT. Does anyone have any insight into what it's like over there (culture, pay, benefits)?

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage as it is not mentioned in offer letter.

Please also inform if parents can be included in health insurance provided by PWC.

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

How do you set up your classroom? What can you tell me about how often you use instruments? What do you do to make them accessible? Thanks so much.

How much siemens offer to a c++ developer with 4 years of experience?

2021 Recruitment: What are the recruitment expectations for your firms this year? Is it going to be similar to last year with little to no recruiting in the UAE and some in KSA, or you reckon will be generally better?
My firm, a small boutique in the region, is only recruiting on a case-by-case basis this year.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Is it better for PPMD sponsors to be from your projects/client work? Did anyone submit 2 PPMD sponsors from firm initiatives and still get in?

Just wanted to share that I feel completely burnt out from double teaming applications and work and if anyone else out there feels burnt out, you’re not the only one!! Good luck fishes, may the odds be ever in our favor.

Started vyvance. I’m eating a lot, super hydrated, no caffeine and I still feel super weird. I’m calm and my brain feels great but physically my eyes are soo dry and my body just feels disassociated. It’s only been three days. Does this pass?

Has anyone got the PDF version of the PMBOK - sixth edition and would be willing to send it to me?

Do anyone know about any HR ops vacancy?

cisco or morgan stanley?

Non-tech person here: does anyone know how to download salesforce icons that can be used in PPT?

What happens to remaining paid leaves and sick leaves after year end, that is 31st Dec. Do they lapse or get added to next year's leaves or is it compensated?

Anyone have recommendations for movers? Only a 1 bedroom apartment and moving 2 miles down the road... The couch is just big enough that I don’t want to Uhaul it

Are there any tools /ways to perform automated testing/ BVT of Microsoft Power BI paginated reports?

Anyone who has prior knowledge/experience please help, any kind of links of documents or videos will help too.

How much money do you keep in your savings account?

Which is the best consultancy or agents for Canada PR ?

Mutual funds you have your eye on right now?

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

After figuring out FI/RE I am less motivated.

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What are the best platforms for investing in startups as a non-accredited investor? (E.g., pursuant to the JOBS Act and CF regulation)

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

What do you think on buying JPM, WFC, C now?

What are your thoughts on lending money to family when asked? (Cont)

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!