Hello fishes, I want help in managing my finances. I am 28 yo. Married. I have salary of 45lakhs pa with 45lakhs esops vested (20l).
Total investments till yet
Mutual funds - 18lakhs
Stocks- 1.5lakh
Nps - 2lakh
EPF -4.5lakh
I can invest upto 1.5lakh per month and upto 2 lakh including my wife's salary.
How should I invest my money in future to achieve these goals-
Buy a house
Child education
Retirement at 40-45
Wife also earning 37 lakh PA.

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Thinking of starting and Only Fans account for extra side money. Don’t know what it would be yet though. Sounds wild but my salary barely covers the cost of living and I’ve been living with school debt. Anyone have one on the side? Serious answers only please!

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

Any loan facility available in BOA

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

How do I retire by next week? Need suggestions. Thank you. ✊ We in this together.

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

New to option trading, trying to create a protective put (cont)

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Can I purchase a property under mine and my parents name (on the deed) but only my name on the mortgage? Do I tell the seller this at the time of paying earnest money? How does this work?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Hi all, when will Fidelity investments pay salary , is it last day of the month? Where and when we can see the payslips. Am new to the company and not sure how to clarify these , please clarify.

What is the overall sentiment of the talent pool in Toronto? IMO There are a lot of questionable people in this market, how are they employed?

Does TCS AWS service line and Data Analytics unit has good python projects.They asked Core Python, Pandas and asked if you have experience in Azure.Will they give project in same or python data engineer project?

Ok, what does ‘F’ mean

Salary check. Working at am 100, this is my 10th yr. Salary is $180k. Billing about 1650/yr. Good? Bad? Crazy?

Any golfers here? Relatively new to Austin and starting to get back into regular play. Been playing at Falcon Head, always looking regulars to avoid the constant randoms.

Best to Worst in terms of work-life balance: Tech Trans, M&A or Capital Markets? (California if that makes a difference)

How are hours at Simpson Thacher LA?

Litigators—how many different cases are you on?

Been feeling spread too thin lately but I don’t know whats typical. Curious what others do. And would you mind sharing whether you’re a junior, midlevel, partner, etc??

I realize sheer number of cases doesn’t tell the whole story… obviously you can be buried on one massive case. I’m finding it hard to jump back and forth between everything I have going on right now, though, but I don’t know if the answer is to just deal with it.

Looking for an SM+ leader in healthcare financial due diligence and analytics to join our team. DM for more information!

Seeking advice on pursuing opportunities in healthcare / life sciences strategy - looking for managing director / VP level in the ME region. Interested in consulting or industry. I have 19 years consulting + industry combined experience in pharma and US hospitals. Thank you 🙏

What government hire status in pwc application form means ?

It seems like there are a bunch of really cool new apartment buildings. Probably too expensive to get a1bed but considering finding a roommate to make them affordable. What’s your dream DC apartment building if money didn’t matter?

In prosecution, if a patent attorney does not try to remove prior art cited by an examiner (eg a 130 affidavit to assert an exception under102(b)(1)(A)), but instead makes arguments to overcome the art, may the attorney made an admission that bars removing the art later in prosecution. Just received such a transfer case, looking for options.

Hey All,
Exp : 8.6
Exp On Mulesoft : 4.8
CTC : 20 LPA
Offer holding :
31 Fixed Infinite Computer Solutions
32 fixed from @Nahil (Saudi based gave 32 fixed (no TDS))

Current company: Infosys
I am waiting for the offer letters from
EPAM Systems asked 35, but selected for D3 role so 31/32 LPA.
Genpact (Enquero global) asked 35, not sure they can give or Match?

Which one to join, I am planning for long term commitment. Please provide your thoughts.

Hi Guys, I am looking for a referral in Google or Intuit. Anyone in this group could help me out? The position is for program manager.

Just getting little depressed after being rejected from interview. Anyone else has the same feeling.Could have done better.

I am not sure I can continue to work in a system that refuses to let go of people who continue not to do their job. Kids deserve better.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How t save tax for 9 lpa salary. Can anybody help me out.

Can any one tell me, how to invest in quant mutual fund through it's website?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.