Hello. I have a VA disability rating and receive healthcare at a local VA hospital. Am I still eligible for HSA (if I sign up for HDHP)? Looking around online the answers seem to vary. Does anyone have experience with this question? Tia

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Are you medically retired or receiving full health insurance from the VA or just VA healthcare?

I only have VA healthcare meaning the VA will cover any expenses directly tied to my disability. Although it qualifies for tax insurance policies I have to maintain a comprehensive insurance policy for everything else non-disability related. That policy is eligible for HSA

I am not medically retired. 70% rating. Have been doing all my healthcare needs through the va for a few years no

If you have a service connected disability, you're good to go. https://www.newfront.com/blog/hsas-for-veterans-2

Thanks.

I could be wrong, but I thought that you can’t contribute to an HSA if you’re actively using VA healthcare.

I linked a post explaining it, but the gist is you have to pause hsa contributions for 3 months after receiving va care unless it's for treatment for a service connected disability. If you have a SCD, then the irs considers ALL va visits to be treatment for the SCD. So if you have an SCD, you never have to pause your contributions

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