Hello, I’m a first-year teacher and my husband and I are doing our finances and I’m wondering how does everyone financially plan for the summer months. I’m thinking of getting a summer job, is this normal? I feel a little frustrated, having to get a retail job after years of schooling, I was hoping my retail days were behind me.

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Hpw do I buy alt coins? Deloitte, a u tattooing?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

Anyone into crypto? What are the best apps for it?

Amex Gold or Chase sapphire preferred? I'm trying to decided what credit card to get. Let me add, I'll get $150 statement credit since I have an amex card with my job.

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

When does HSA contributions show up in BOA account? I’m seeing HSA contribution deducted from my paycheck but nothing on BOA account.. had three paychecks so far. Also, does Deloitte deposit a one time firm contribution to HSA account?

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

What is the average salary of a Senior 1?

What is the best agency in Tokyo to work for right now?

Hi,

How to convert soap API to web API in between informatica to CRM application??

Thanks in advance.

Are there any amazing creative directors in Minneapolis? I need someone I can believe in if I'm gonna move there.

I’m an Associate XD and I feel like whenever I give input on projects it’s mostly received with slight skepticism from the management supervisor. Is this the norm when you’re a junior on a project?

Mom went back to home country and I’ve been moping around holding back tears all day! Tell me it’s gonna be ok, I miss my mom 😭😭

What motivates you to leave your house every morning and perform your duty as a police officer?

Security TPM on-site at big tech, how would you prepare/review? No coding. Expect high level q’s on vuln. Analysis& arch. design from security POV. I do NOT have an engr. Background. 1wk to prep

Any EY PPMD 🐠 willing to chat/connect? Interested in learning more about the cyber practice. I’m a new campus hire in the Hoboken office. Thanks in advance!

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Hi all,
Can someone guide me on how should a person start learning for transition into a data engineering role at a beginner level. Currently I have known Python and SQL in my job. Not able to figure how to go forward?
Any advice would be great!!

What are some questions you always ask during your interview? I feel like I need to be asking more.

When will google hiring resume?

Hi everyone, I have a quick question that’s kind of silly. I work at a pretty small company leading marketing. My title is technically Marketing Lead but I want to put Head of Marketing on my LinkedIn etc. I think of these titles as totally interchangeable—I just like the way the second one reads better. I know titles don’t really matter, but I’m battling a little bit of imposter syndrome.

What does everyone else think?

I would love a job that is virtual and gets the same perks as a teacher. Any ideas?

Good morning, can someone tell me what is the fastest route/next steps for a special education teacher to become an LTSE?

Looking for a bilingual (Spanish/English) para or esl teacher for a charter school in Minneapolis

Should you mark that an Employer should not be contacted if asked on application? EEOC Discrimination COMPLAINT FILED during Pandemic. Contract was not renewed!
Are past employers contacted without being listed as a reference?

Just found out my husband is being transferred to the Chicago area in about two months, I know finding a new job mid-school year will be tough but if anyone has any leads on a secondary opening please share!

Hey guys,
We are planning to move to Virginia Beach. Any teachers that can please share their experiences?
Want to give another shot to teaching in a state different than texas

What are some easy to make, low stress holiday meals for a school holiday staff party? I was "volunteered" by our principal to set it up this year (🙄). I'm making decorated sugar cookies but kind of drawing a blank when it comes to savory dishes. Bonus points if you have any adult holiday themed games or fun drinks to suggest! It's off school property and there will be a bar (thank god), for context.

I’m leaving the public school and I’m trying to find a job that would be good for the experience I have.

What can I do other than teach?

Pay for teachers in Arizona is so awful 😭. I always wanted to teach in my local community but frankly I can't afford it. I want to move to another state where comp is better but I'm not positive where. What do you make & where are you located? For context I'm a 3rd year 2nd grade teacher.

What do you do over your schools winter break? How long is it? I have almost 2 full weeks and I'm debating between doing a ton of prep or actually trying to relax. 2nd year teacher and last year was mostly virtual so I had more "free" time to get stuff together.

How many of you have worried about finding a job outside of education since everyone is leaving?

I'm going to be teaching my first class when I finish school in January and I'm nervous. Any advice for my first day at school? Or what you wish you knew on your first day? It's my first real teaching job (1st grade) and I really want to do well.

Interested in Learning more about online teaching or tutoring roles, anyone have any insight or know of any openings?