Hey folks,
I have been a profitable trader for a few years now.
(Ex- I made 100% ROI on my total capital last FY) .
I recently started managing other's account as well, those who have a certain capital and risk appetite.

I trade with a mix of FNO and swing in equity... Depending on the overall market scenario to generate higher returns.

If you are interested do let me know.. We can discuss further...

(Cont. In comment)

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

Where to park emergency funds? Currently using BMO savings account with practically no interest. I also heard wealthsimple cash has better rates?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Which consulting firm has the best 401k match?

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Has anybody invested in Yamuna gaur city or planning to do so?

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

Off the topic.
Koi help kar sakte to get rent house near Manikonda/7 Tombs.
Budget: 13k

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Anyone else experiencing a long delay getting their DC tax refund deposited?

Hiya! Looking to move to Arlington, prefer Ballston area. Anyone know of any decent deals or specials? What can be negotiated for a new renter? Interested in a one bedroom :)

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

Given the hot sellers market, do you guys think I should plan to sell my house on my own (private) vs get an agent? Want to minimize closing costs/fees. Thanks!

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Hey Fishes

I will be joining Barclays Pune office in December.

I just wanted to know about salary account, do they need account in any specific bank or any banks old account would work?

I’m relatively new to working out. Just joined F45 and love it! Wish I got into it sooner. So I’m good at pacing myself thru out the workouts and not over exerting myself. I was considering doing it every day of the week bc I love how I feel after. Is that overkill? Genuinely curious

5/4/22 check in. May the fourth be with you! What are you doing today?

6/23 check in! What are you up to today?

Why do people accrue prepaid expenses?

How do you get comfortable eating alone at a restaurant?

Has anyone had good experiences taking ashwagandha for daily stress?

Anyone play elden ring? Is it as good as the reviews say?

Any M 40+ in Nairobi? The apps here are not it!

How much does it usually cost for makeup and hair for a Indian wedding? (In the USA)

Looking for recommendations for a Patek. Casual wear. Men’s. Less than 35K

Does anyone think it’s out of the question to ask for a 20% pay increase without a promotion? My duties on our team are closer to Director-level and no other Senior PM is managing half of what I am, so I feel like I should be compensated fairly.

Someone bring me back down to earth if I’m asking too much

Question for partners/leaders who make decisions on salary. What do you think of those who have been at the company a long time and are high performers but make significantly less than experienced new hires at the same level? Do you have less respect for them for not being able to negotiate more money?

mann we need an outing for houston 😝

have any (females) dealt with imposter syndrome in a male dominated sport? i just started jiu jitsu at a really great academy but for some of the classes I’m the only girl and it’s a little intimidating. i feel like i don’t belong/deserve to be there. the guys are all super nice, so it’s nothing against them, i just get in my head a lot about it.

My friend bought a nice condominium and his agent assured him that it had a garage. AFTER he signed the papers and moved in, the neighbors told him that the unit does not come with a garage. Can he sue the agent? He feels ripped off.

Mutual funds you have your eye on right now?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

How t save tax for 9 lpa salary. Can anybody help me out.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !