Hi! Can any real estate agents help me with understanding how much a property value will decline from pet damages (lots of cats peeing) to a house in San Diego?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

My firm doesn’t match my 401k — still worth opting in?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

What is a good credit card to get for travel?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

In your opinion - What type of property is the easiest to sell?

Is it possible to buy a house and sell it for a higher price?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Need suggestion:
I have offer from Morgan Stanley Budapest. They offered me 1.1 Million HUF Per month. I need advise weather this opportunity is good and how much can I save there. Also want to know whether it is advisable to move to Budapest.

Current CTC is 20LPA in India

Thanks!

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

I keep giving staff more chances to do simple tasks and work on improving his soft and technical skills and he is KILLING ME

Is it mandatory to return to office this year from sep 1 ???

Starting pay for RBT’s in South Florida and NY?

I am moving to Bangalore the next weekend, by 17th July. Seems there is a slight increase in covid cases, would it be better to come now or should I ask my manager to come to office after some weeks once everything seems fine?

Renegotiating my contract and curious about maternity leave policies at other practices/hospitals. Do you get paid leave? If so how much time off & are you getting full pay? We are a group of about 75 employees, 6 docs with 5 PA’s and only unpaid 12 weeks off.

From where do we get Form 26AS?

Has anyone had issues with hiring department? I applied to a IT position, passed the interview and they gave me a start date and salary. I was very happy and can’t wait to start but then… my recruiter told me that we have to delay the start date because my badge has not been created yet. Then it has been 4 weeks later and they say they are very sorry for the wait and they increased my pay up significantly to help compensate for the lost days. But idk what to do.. should I stay or look elsewhere

Hi, just wondering how the staffing situation has been in strategy consulting in general? My sibling started a job in strategy in Silicon Valley 2 months ago after MBA. She has been on the bench for 2 months and was informed that there has been a shortage of jobs (within the job) and the amount of people on the bench is getting high. She has been under a lot of stress although she had many great networking calls with people. I wanted to help but can't identify what she can improve on.

What's expected CTC for lateral hire in PWC AC for a guidewire business analyst? Yoe is 7.. 5 for BA, 2 for other.

Thanks in advance!

Travel reimbursement…what’s the rule of thumb for when a client is considered out of town? Mileage, distance etc?

And, what’s required to be covered? Been out of the traditional consulting model for a few years now…

if youve been talking to someone for 3 months and u catch them in a lie by stalking their friend on IG, should you call them out or is that too crazy

What should the compensation be for a client onboarding manager in a big financial company?

Our district is so lax on the students this year. With tech issues and distance learning days, we’ve gone from accommodating to enabling real quick. No penalties for late work, taking excuses for attendance, lower academic and behavioral standards... We were beginning to make so much progress on transforming our school culture, but this year is erasing that and then some. Is anyone else concerned about how to raise the expectations and students’ self-discipline back to pre-enabling levels?

A Tesla put is so tempting right now…
Anyone else feeling the same?

Would you take a freelance gig that would be a promotion (with potential to join full time) with a smaller company whose values you really agree with, OR a full-time offer for a lateral move with a larger company with teammates you know and trust? Of course factoring in all the nuances of covid. TIA!

Hello All .

Received offer letter today from LTI . It’s mentioned in the mail that i will receive BGV mail After acceptance of letter but no mail received till now .

How much days it take to receive that mail ? And can we mention our joining date (early joining) there ?

Thanks !

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Any one knows what’s the easiest way to order a radon test for new construction?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?