Hi! I will be a first time home buyer. I’m planning to buy a house this year. Looking at around 350-450K range in Dallas, Texas. I’m a bit overwhelmed and uneducated on the types of benefits I would get as a first time home buyer. What loans can I take advantage of, etc? Also, any tips for me on what to look for?

I also am a bit overwhelmed cause there’s so many real estate agent right now reaching out to me but don’t know who to pick, what should I look for?

Saving for a home. Should I save my money in a CD or savings account?

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Inflation check @9% 🫡

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Sold all of my holdings yesterday. Don’t see this bull market holding for another week. What are other fishes doing?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

If I got 1/10000th of a bitcoin every time some dude on an app asks me if I like being an accountant... I'd be rolling in mad dough

Do you think someone who owns 200 ETH is financially independent?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

How are you all voting on the fair tax amendment? I am voting no because I do not want to continue giving our government money until they fix the pension situation too. But curious to hear your thoughts.

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

What stocks are on your watchlist? Please share what level you'd be looking to buy it!

Adding my watchlist in comments.

I can’t keep up with the pace of consulting. Is there something wrong with me? Is there room in this world for someone who just wants to slow down?

I got dotnet lead oppertunity in luxoft banglore as remote from chennai,
Is luxoft has job safety? Anyone work there here?

Nobody asked, but here I share the best 5 tools that will ease your job as a community manager:

👉 Canva
👉 Hootsuite
👉 Google Drive
👉 CapCut
👉Qoob Stories

Would you add or change something?

Looking for a dermatologist (preferred board certified) / dermatology office that also performs injectables. I appreciate any referrals.

Thinking about going independent and operating out of my home office. Does anyone have any thoughts to share about that? I’m wondering about clients coming to my home and FINRA issues.

Can anyone refer for Atlassian please? Job got posted in Linkedin today morning

Where does the Customer Insights and Growth sit within the organization? What roles do folks there do? And how does the career track look like?

Has anyone worked at InstaCart? Or know of anyone that has?

Recently left Accenture and feel like I am in need of complete detox. Experience full range of emotions. Anyone else have similar experience?

M7 Bschools with most scholarship opportunities for vets?

How are Corporate Development and Corporate Finance roles different in Industry? Is one sub set of another?

What's a graphic designer with 3 YOE make these days? Because I'm definitely underpaid 42k/year after 2 promotions.

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Any insights on what technology platforms are being used for reporting?

Looking for SC and Managers to join the Financial Crime team at FTI, DM if interested.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Would any of you goofballs want to join an informal drinking group for copywriters who write non-advertising stuff like fiction, non-fiction, comedy, plays, poetry or whatever?

Do you charge your clients for time spent on email communication?

Non-tech person here: does anyone know how to download salesforce icons that can be used in PPT?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

How can I invest in real estate ? Looking for an additional passive income source

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it