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have my own insurance. my medical is from oscar via freelancers union. have a SEP IRA and ROTH IRA. used to have a medical HSA but my current insurance doesn’t make sense to have a medical HSA right now.
I self-pay insurance at the moment. It works out to be about $700 a month which isn’t cheap, but I guess neither are my rates so the whole thing probably balances out. No PTO is the worst pet though. I find it very hard to say no to a project to make sure income is optimal, sometimes definitely at the cost of my personal well-being. I’m trying to find a way to solve that as pet of this years personal development goals
Chief
Agreed. I’ve been booked for 9 months solid, which means 9 months without a day off. But I’m always like “do I really want to pay $1,000+ just to take a day off?”
Obamacare?
Healthcare through marriage, then my business is a s-Corp with 401k I fund with the tax deduction. When I’ve been extra good I give myself a vacation day
I pay to be on my partner’s health insurance plan.
The ACA has been a life saver for me and would recommend it.
Oooh please tell me more about this freelancers union!
Chief
Here you go. Scroll down to “Health Insurance” to search for the plan that’s best for you. www.freelancersunion.org