How much money is in your checking account? Me first: a lowly $3k.

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Should be less than 5k to cover short term liabilities. Everything else should be invested. I've got 4K in checking, 10k in savings acc earning a meager 1.2% for emergencies, and 75k across my IRA, 401k, crypto and taxable brokerage.

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Haha. My Consumers Credit Union. There are a few things you have to do every month to get the 4.59% like 12 transactions with your debit card. So I just make 12 back to back small payments to my car insurance once a month. Takes 3 min. And lastly you have to spend $1k per month using their credit card. But even if you don't get a credit card, you'll still get minimum 3.09% return every month. Free to sign up and you don't need a referral or govt ID.

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^do you plan on buying real estate soon? I'm thinking about starting to invest into my first real estate property.

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45 yrs old. Paid 90% of undergrad and 45% of MBA w no help from parents ... moved out at 23. Married at 25. Dual income for two yrs w no kids, then paid my wife's MS out of pocket for two years so that she could teach; both she and my son are now disabled. Lived in NJ, Boston, Chicago... $730k in 401k/IRA/DB plans; $800k in liquid brokerage; $210k in home equity; $110k in Life Insurance cash; $48k in checking; $19k for safety in backup accts. And another $20k in 529s that I no longer need. Save your money, kids; You will need it.

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Probably about $3k in checking, and $8k in savings and $8k in 401k. Probably could be saving more but I want to travel while me and my husband are young (24). Is this so wrong?

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$1,200.87

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12k

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Depends on how high your short term liabilities are each month. Experts say 6mo of expenses liquid is a good move

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Haha! Sorry🙈

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You could get 7-8% easily in developing countries

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Dunno I haven't checked in like 6 months

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P1 how old are you??

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6 figures AKA too much

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About 40k, will be 60 when that bonus hits. Ankur 140k in 401k and IRA. 33 years old.

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80k.

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I have no student loans. 80k liquid I'm 23

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Checking - 7k
Savings - 45k
Around 120k in brokerage, roth ira and 401k

I am 30, I need to save more.

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Thank you EY3....

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Checking - 48k
Savings - 66k
Investments - 211k
401k - 71k

I'm 29, will be 30 in a few months

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That's it? Most people I know in their 30s are hitting 500k liquid

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Foreclosures are dangerous, lots of traps. Basically built an excel model and document what each "flipping" activity cost me to inform the business case

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My checking is a temporary account to hold money before it goes to pay bills. Currently $4k checking, $24k savings, just under $300k between IRA, 401K, Roth, and brokerage accounts. $150k in equity on my house ($70k left to pay off within the next 5 years, hopefully). I'm in my mid 30s.

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