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What if after 4 years this rule is changed and withdrawal is removed?
Then I'll stop investing in NPS.
This may not be a wise decision. Total corpus at the end of 5 years = 2.5 L + net profit/ loss from pension funds. Your fund must incur loss for corpus to remain below the threshold.
I try to invest min amount in worst performing funds so that total corpus doesn't grow much. Also I review my fund's performance twice a year and make changes to portfolio, fund, PFM as needed.
I don't need any interest if I get my full invested money as I'll be saving 15k tax everyyear as I am in 30% tax bracket
Achi scheme hai
😂😂
Sabka bhala hojaye