I find myself needing to wait 5-8 days for funds to land into my robinhood from my bank. Anyway to expedite the process?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Anyone good with sap tax determination? Stuck with something urgent

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

Anyone here willing to explain their thesis on bitcoin? Thanks!

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What price did you buy your bitcoin/litecoin/ethereum at? Have you sold any?

Moving to NYC this summer, making 40x rent for most places but don't have any credit score (non US citizen).

Any tips on how to avoid expensive gurantors?

Anybody know what's up with QS?
Good to buy the dip? They down 40%

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

If the stock market sees a downturn would there be a selloff in crypto b/c income effect or more $ in due to 'safe haven' like gold

Is it normal to sign a bunch of disclosures for a Wells Fargo rate lock? Will I have to pay anything is I end up not using wells ?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Well my $500 DOGE bet from yesterday is paying off 😂. This feels like people are just desperate for a bull market based on speculation.

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Moving to industry and trying to decide start date. Would I still be eligible for the performance bonus if I put in my two weeks notice a week before receiving the bonus?

I already have the SHRM-SCP. . would it be a value add to go for the SPHR as well?

3L with mostly A’s and B’s. I am having the worst luck trying to find work for after school and my experience working with lawyers has left me completely dejected. I cannot get an interview to save my life. I was so excited to get an externship summer after 2L with a small business and IP firm only to get yelled at on the phone a few times for not doing an assignment correctly. Mind you, I was working FOR FREE as it was a school connected externship. That made me never want to work in the law.

B4 manager (tech consulting) with 10 years of exp. What’s a realistic compensation range for an industry exit? Targeting tech companies (ideally FAANG). Thank you!

Graduating Ph.D. program 2021, received offer from tiny boutique for 140TC+random small boutique benefits. Would be better commute, non metro area closer to home. Waiting to hear back from well known life science boutique (think ZS, Clearview, Putnam). Offer would be for NYC office, would likely relocate.

If offer is given, a) at what $ is this worth and b) is brand everything for first firm out of school?

Also would the life science boutiques reasonably pay more than that?

Anybody work in wealth management Bank of America in Houston? That I could reach out to?

Lady 🐠 in relationships. "Every guy needs to be trained"? How long do I take to "train" this guy before giving up? This is so exhausting, but he's awesome. 😍

Why do people hate traveling? Its like a 20k bonus in meals, flight/hotel points

How many years did it take you to get promoted to senior software engineer?

Thoughts on Veteran status and the ongoing corporate layoffs?

What are the best firms for Wealth & Asset management consulting?

Can everyone share something happy? I feel like I’m going to explode

I'm thinking of directly emailing the founder of a small startup I'd really love to work at. Does this scream "overconfident millennial"? I've never felt this strongly about a company before.

How long does it take to get promoted? 1 year? 3 years?

We might be receiving stipends for professional development, I would like to use it towards a conference, which are some good ones to consider?

I find it really hard to eat healthy when I'm on site...especially when the majority of my lunches are quick ones spent at the desk. How do you handle eating well when there's no time to think about anything but work during the day??

I am an acting senior and am training 3 new hires. They are not doing well, so I often re-do their works even after I give them 2 pages step by step instruction. The problem is my manager and director don't see the problems (because those problems happen behind the scene) and think all the A1s are performing exceptionally well. The A1s and I are all associates, so I don't even have a chance to give them an official feedback (snapshot at pwc). How to address this issue to my manager and director?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

How much have you saved from refinancing your student loan?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

The store brand = name brand a lot of times at the grocery store. Always buy the cheapest.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif