I had 60 day late payment of 35 bucks in Jan. It was new Amex Hilton card I opened for stupid points. It was reported and my credit score had been consistently dropping from last 6 months. It was 780 and now is 735. I realized this 3 months and been paying my credit card bills immediately. Infact I have overpaid each card to have negative balance so my credit utilization is almost zero. What else I can do to repair the damage. I am applying for homeloan and this is big issue to get best rate

I haven't received any interview calls been 2-3 months now, my profile itself is not getting shortlisted for some reason. My NP-90 days in Naukri and LinkdIN. I get some calls from HR asking about my details but then they say I will talk to my tech lead and get back to you if your resume get shortlisted.

Sigh... Situation is messed up atm. Not sure how to make my first career switch.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Thoughts on the new Chase Freedom Flex?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

For those who work in Manhattan, do any of you live in Hoboken or Jersey City? Want to move to the area but want to be able to save money on rent for a little then move to the city.

Any one working @Visa Inc, How is the work life balance at banglore? I got an offer with corporate information technology team. Please share your inputs so I can decide if I can accept the offer

Is Google PM interview really that difficult or it’s just been hyped? How do you rate it compared to a Big 4 Manager role?

Anyone know the rough price of WiFi on American Airlines flights

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Hello,
I hope everyone is having a great week.

I am working as Tableau/ Qlik administrator in london, UK from past 3 years on ICT visa with total 9 years of experience.

Visa sponsorship is required.

Any references will be greatly appreciated 😀

Hello Fishes,


My YOE is 5.3 and I am holding around 24 lpa offer now TCS has started my visa processing for uk.I have an query that, should i stay in tcs and go onsite or go with other companies.

Thanks for your valuable feedback in advance.
Currently i am getting 8 lpa from TCS.

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Anyone trade DeFi derivatives on Synthetix/Kwenta? Any experience staking SNX?

Why do people accrue prepaid expenses?

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

My wife got a job that requires us to relocate to San Diego. We have never lived there and know little about the city. We are planning to rent. We stayed in a hotel in little Italy and really loved the vibe there, but it’s too expensive for us. Are there other neighborhoods with similar vibes - restaurants, bars, lively, good for walking, clean, safe, young, diverse and accessible that are more affordable? Please share recommendations. How much should we reasonably budget to rent a 2bd/2bath?

I’m new on the job search and still employed. I’m looking to grow further in the logistics industry. While I look for work, it’s a bit discouraging seeing how hundreds of people apply for positions I see on LinkedIn. I still apply because you never know and AI plays a huge effect in selections. Should I even bother applying when there are more than 100 applications?

Please DM me your CV if you are looking for opprotunity in Salesforce as Package Consultant in IBM 3+ experienced only

I have an interview coming up for BCG but due to some personal reasons might need to push it a few weeks. What’s the likelihood the firm will be OK with pushing / is it even worth asking?

Any opportunities for Product Management in Pune?

Any good Chinese food around/near Arlington? I’m looking for stuff like lo mein, Singapore rice noodles, etc. not sketchy hole in the wall, but decent hole in the wall

Is group me itni Shanti kyun rahti hai bhai .. koi bhi reply nahi krta ...

How to refer someone for a role at JPMC?
Not general refferal, but for a specific role?

Is it realistic to join KPMG Lighthouse or Gamma without a Masters degree but with previous experience as a data scientist at a big data startup?

What are the pain points or challenges being a vendor in staff augmentation 2022

I’m 30, should I consider joining S& Middle East as Senior Associate in attempt to make Manager and leave? Is it too exhausting? Will I burn out before I get there? And how long to Manager?

What is the salary of consultant in Capgemini

Given that a lot of ZSers ate joining Novartis, do you think that we can have a whatsapp group for the same? Thoughts?

Broke up with my BF recently. We usually go to see his family over thanksgiving and now I don’t have any plans. Does anyone have any suggestions one somewhere I can travel to by myself over the break? I live in NYC and like outdoor stuff, hiking, biking, skiing etc

I got an offer from Mcafee. Can anyone advice the overall company stability and culture after it became a private entity from public. Is it the right time to join?

Looking to see if there is a Good Samaritan willing to refer me to Meta. Of course only after reviewing my profile…Happy Sunday Everyone 😁

Any side hustle ideas? Big 4 compensation is a joke and will be a joke in the next few years 🙃

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

I have a 401k and money in index funds, what would be the benefits of also having a Roth IRA?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

Has anyone used individual citi wealth management account?

Any feedback on the same?

I want to buy my first property to rent it out. Was thinking about using a property manager since I don’t want to deal with hands-on work of rental mgmt. Any thoughts or exp with this?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Is there any realistic way where tipping in the US goes away and we start to be like other countries (e.g. Europe/Asia)? Raise the price of the food, pay servers a fair wage, no tips? Just a dream 😅

I'm guessing no because businesses will fight hard against this (customers subsidize wages) and certain servers benefit from tipping as well.

Only other thing I can think of is if everyone collectively decides not to ever tip again and it forces business to change. Won't happen though.

Just started my career and looking for advice. Other than putting money into my 401k what opportunities should I be looking at? I live for free so I have a decent amount of money.

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Better to Airbnb out a rental or find a 12month lease tenant?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

People selling risky assets at the lows just to pile into safe heavens that barely appreciate seems like an logical investment strategy. Please stop. Invest in broad indexes and throw away the keys. If anything buy more as everyone sells. This is not rocket science, but as we know investing in difficult times brings out animal spirits. And animals are dumb…Good luck all