I have a 19 year old niece I am going to help set up her first investment account. (I’m a proud Aunt!). She wants to put some money she has saved up - about $5k- into a mutual fund that “is environmentally conscious”. I was going to chip in a bit more for her Christmas gift and help her identify a fund that she would like to pick as her first.
Any recommendations on “environmentally conscious” funds? Or also any book or website geared toward her demographic (19 year old )? Thank you!

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Best long term investment strategy against inflation to get to a large nest in for retirement?

Is 94K GBP a good salary for 10 years experienced in the UK ? Can I live with my family with this package in London and save some money ?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I’ve had this idea for a while: having a bunch of shared rentals for multiple skiing locations, and having shared buy-ins for people in this group with flex. I wanted to test waters to see interest!

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Leaving the firm I have a credit balance of 230 on my company Amex. Is it wrong to use that credit balance on whatever I want ? Last day is this Friday 👍🏾

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Why do firms not use vested stock options as incentive in earlier stages of career?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I have a 401k and A Roth IRA but I’m not active in my investments. What are some good sources to get started to understand personal finance and investing?

Going to Iceland for 10 days in the summer. Anyone had a great experience with a campervan or are hotels along the way a better approach?

Does anyone have any apartment recommendations for a 1 bed 1 bath?

Just bought a house here. Is it necessary to have a sprinkler system installed in Houston? From the DC area where no one really uses them and it seems to rain just as much here.

What spas do you all recommend in Houston? I normally go to Chinatown for a cheap massage but I want to try to treat myself to a proper spa experience.

Hi Fieshes, i don’t want to leave development but the job roles I’m getting now after i resigned are the business analyst roles and not the data science ones as i thought of them to be. . So will i be able to get to data science after these business analyst roles. Does business analytics include the data science and development. Or should i look for better opportunities.


Please help.

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

So here in CA there is a lot of talk about certain jurisdictions doing virtual jury trials. As a firm we won’t agree to it and if push comes to shove we’ll take it up on. Writ. What is everyone else’s opinion?

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Can the group members please share their experience about the CFE exam? How many days of preparation does it require? What are some of the useful study resources?

Is anyone else having doubts about starting their side hustle business? I’m struggling with taking that leap! I’m def not quitting my job though lol

Does anyone have a recommendation for a good premarital counselor in NYC or NJ?

Any insight into Jackson Lewis NYC office? Compensation, billable hours, WLB? I would be a 2-3 year

I noticed that most (>80%) of the recruiter messages i get on linkedin are for other consulting roles. Any tips for getting more outreach for industry positions?

Advanced degree with 3YOE at a LS boutique

Hi All,
Can someone please tell me what is the salary range for STL (Tech lead) role at mindtree ? Also please let me know how many days will HR take to release offer letter ?

Can a company renege an offer after a bad reference? Will they?

What do you guyz think of PLTR?

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

This might seem silly but does anyone else consider designer handbags a good investment? From what I have seen, some bags don’t really go down in value even if it’s gently used. Thoughts?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

HYSA anyone recommends?

How is everyone feeling about the market today? Buy? Sell? Wait?

Any advice on how to building wealth while making $80k a year? I am invested with my company’s 401k and am looking to buy a house. I have been working for a year now and have saved over $40k

My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?