I have about $60k in savings, how should I invest?

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Great job saving. I do agree with Amazon 1 - $10k in i-bonds is attractive as a safe option. Additionally, you are probably in the best position in 10 years with stock valuations finally coming back to reality. If you want to, I think you could put 30-40% of the remaining at the current value in an index fund, and the remaining if there is further sell-off (which there is an increasingly good chance of happening). Sit on it for the next 5 years, and watch your money grow :)

Personally, I grew confident after the first 3-4 years of investing to set money aside to invest in individual stocks. Started a decade ago with 0, now have 1m+ in invested assets

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My extremely boring roadmap (just consistent long term repeat mode)

How I saved
- Saved 60-70% of my income as a bachelor (was traveling M-F, hardly had expenses) - Save 40-45% as a couple now
- Set aside all my bonuses each year

How I invested
- First 4 years, was exclusively in Index funds
- Last 6 years have a more diversified view as I grew more confident - Invest a part in index funds and part in stock picks
- I invest in no more than 5-7 stocks at a time and plan to hold my investments long term (that is my bandwidth limit to monitoring investments well)
-Have about 3% of my net worth on a cost basis in crypto

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Great job! Keep it going!

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I-bonds for 10k, rest to me

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Baby formula.

likefunnysmart

Why not invest in real estate. You can create a passive income for your self monthly through it

likehelpful

Yeah but not yet with this very high market. Wait till it balances out

Invest $5K per month for 12 months. Just S&P500 Index Funds all the way to avoid being locked in due to insider trading in case whatever you buy ends up becoming a client.

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I have about this much too... am stuck paralyzed that I'll suddenly become broke again if I don't leave it somewhere safe and also that I'm losing money by not investing it 🙃

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HYSA if you’re looking to use it anytime soon. Otherwise put it in VOO or equivalent.

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Vanguard’s Sp500 index etf

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Real Estate

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Buy a crocodile skin Hermes Birkin.

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Holy crap! Congrats, that’s a lot of savings!

I would probably put it in a retirement account if you aren’t planning on using it. If you may use it in a couple of years, shop around for a savings account with a high interest rate

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Thanks! I’m planning on using it in a few years to buy a home. I have it in a high interest savings account now but the interest still isn’t high enough to account for inflation, it feels like I’m losing value

Carefully

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All depends on what your priorities are. Without knowing your age, what your life goals are, what your desired spending habits are, etc., etc., that question cannot be accurately answered. I would recommend having enough in more liquid assets to cover any unexpected expenses or loss of income.

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28F, biggest expense is a $2k monthly rent and second biggest is about $8-10k a year in travel. I want to purchase a home in a few years but unsure if I can afford it alone.

🚀🚀🚀

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Buy real estate or a leveragable asset and start generational wealth

Any stock advice you get from this request is just noise from the salary class

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I would buy a banana stand. There's always money in a banana stand.

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You don’t!

VTSAX

SPY 380 put

I know this is a joke but be careful some people might follow this advice

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Give it to me

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