I have about 90k in an investment account that is not tax sheltered. Is there any way I can take this money out and put it somewhere where it can grow tax-free? I maxed out my roth and can’t get an HSA or FSA through Deloitte with my current health care plan. I am considering creating a 529 or just withdrawing $$ from my investment account to pay for living expenses for a while and just funneling 100% of my paycheck into my 401k. Thoughts?

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Why not continue to have that money saved, figure out how to continue maxing out your 401k and presumably an IRA. Look into mega back door options to get the extra 30k into a 401k Roth at work? Have that $90k as a cushion to continue growing and consider Amazon type stocks with no dividends if you’re worried about dividend taxes.

Also, if it makes sense to save on premium and build more money you can open an HSA through bank of American or HSA bank once qualify and put in the $3,450(x2 if married).

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Thank you for the advice, currently looking into opening an HSA and adding money to my IRA.

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This country is fucked lol

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I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

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Considering that cost of living has gone up significantly here, doesn't the market need some adjustment?

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Anyone who understands the market willing to share their take?

Thanks!

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