I have few alternate investment option. If anybody is interested please let me know. It can give you return around 10-12% XIRR

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Moving to New York as a new Associate. What neighborhoods should I look at/how much should I expect to spend in rent?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

Anyone in on IPOF call options?

What are some of the investing must-reads that you'd recommend?

Best HYSA with a good account opening bonus?

I have a 2017 Hyundai SantaFe XL SE, 32K miles. End of lease is coming up buyout price is $19.5K. Should i buy the car and sell it myself OR the hassle doesn’t worth it, just return it? The car is in great shape though.

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

What’s the best real estate shop in Dallas? Not including Winstead or Jackson Walker.

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

$DPZ 370c 3/27

Happy Friday! To spread joy, who do you want to give flowers to today?

Is there an ACN strategy specific bowl? I believe I found it previously but unable to find it again. TIA

Hi Fishes, I am looking for a role in data analyst/Business analyst/product analyst with Hyderabad as location or WFH.
Experience: 2yrs as Senior Analyst at eClerx
Current CTC: 11LPA
expecting CTC: 14LPA+
If you have any vacancy in your company please let me know
Thanks

Thoughts on Prosci or SHRM-SCP certification? Which would be considered more valuable or highly regarded? Currently focused on Change Management but have a HR background (industry experience / area of study in college).

How do I sell a product which is not required in the market right now but would be really great in the future (software). Having lot of troubles getting meetings

Just read that Dodge said that their new electric car will be "super loud." Isn't the point of electric cars being quiet so people enjoy them more?

Dear Sharks

Has anyone got Bonus payment, Usually 30% bonus split into 7.5% will paid on the last month of each quarter right
Like March, June, September, December

I have joined August month
I have not got any variable pay bonus
Is my understanding correct
Pls guide

Don't feel like working the first day back to work after long weekend...

How do you answer the question about yourself in i-944 where you can indicate "self" and it asks you if you live with said individual "self", and if this individual is filing for an immigration benefit with you or has in the past (again it's weird because you're talking about yourself.. ).

Are lounges truly worth it if you're not doing a serious long-haul trip? What about the difference between flying business and flying first class

Hello, first post here. Outside sales, merchant services/card processing. I’m primarily a welder but I work 4 10-hour shifts typically then I try sales the last three days. I’ve done it long enough to where I’m confident and comfortable going to new businesses, establishing some rapport with business owners. But it seems like a lot of businesses see this as a waste of time, even adding services and cutting costs. I guess either I’m looking for advice or considering not doing this anymore.

If anyone wants in or out of Consulting and needs a resume review, send me a message 😇

Wishing everyone sucess this week!!

35 F🐟, Boston, 🙋

I will start managing the sales team I’m part of and transition from being a peer to becoming their manager. Any advice on how to make this change as smooth as possible?

What and all the way to get IT job abroad from India.

Salam, Ramadan Mubarak! Anyone trying to maintain some level of strength training during Ramadan? I know it’s ideal to lift after iftar (maybe after dates/water + magrib and before dinner) but wonder if it is doable to squeeze in a 30-40 min training session right before iftar (for time saving purposes)?

Hello fishes,
Can u pls name a few reputed MNCs in Pune location working in Data Science domain like TCS, Accenture, Capgemini?

Can someone help with a list of ELSS scheme a newbie with investment start with.I am looking for tax saving but have no idea about these MF

Hello,

I am filling itr for the first time so I'm a bit worried, as I bought some coins in exchange transferred to metamask, then swaped coins, the later transferred the coins back to exchange. Now I don't have the metamask address, so i dont know the transaction i did.

While filling itr do I have to disclose each trade or just the net profit?

You guys are focusing only on doge or other cryptos as well?

There are a lot of other coins with better fundamentals than Doge. Don't get hung up on Doge because Musk tweets about it.

Check out Ripple, VeChain, Neo, Theta Network. These are better alts for the long term. Doge is too risky.

What are your thoughts on
Adani Wilmar

Is it good to start etherum mining now with 500 hashrate?
Which I will be buying from my senior for 5 lakhs he has allready used it for 6months.

What all investments can be done to save TDS deductions?

Doge will drop to 37.Those who want invest in crypto be ready.

Hello,
I need advise on my below query, thanks in advance.
If I filter stocks among so many by parameters like market cap, sales growth, ROCE etc etc, and after getting 50-60 filtered companies, on which parameter should I sort to atleast start analysing with one company?

What do you guys think about the green crypto ....like Nano ....have a better future then energy consuming bitcoin ?