I live in an apt today but I want to buy a home with a 5% conventional loan. I know technically I have to live in that home but what if after 2 months I realize I don’t want a whole house and just want to live in my friends apt - can I rent the house after the 2 months? How does this process work? Where is the line of legal vs illegal?

Why is Deloitte’s 401k match do anemic?

Is anyone playing around with leveraged coins on binance?

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

How often do people upgrade their house? Is every 3 year too slow?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Thoughts on the new Chase Freedom Flex?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Thoughts on investing in FTT FTX? It’s available on Kucoin

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

Hi Fishes,

How much can I ask for a senior product manager role at S&P global market intelligence? My yoe is 7..

Currently have an existing offer of 23l (all fixed)

Will appreciate any suggestions, so that I am not low balled!

Thanks in advance !

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Leave it to a 2% dip in a day to send people panicking lol

Got an offer for TY, would receive Lynch and Fitz/Keelan Cole. Would have to drop Crowell or a TE to facilitate the roster space. Think it’s a fair offer, but would you take it? 14 team, .5 PPR

AA meetings on or near campus?

Dumb question from me: what is an anthem spot?

Hi Fishes,

Can someone suggest me some good PGs around manyata tech park.

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

For folks starting at BCG (experienced hires) in August, is there any indication as to what the first week(s) of orientation and training is like? I.e., remote vs in-person (if in-person, which city), etc.
My SO is convinced she can’t make our weekend plans due to these trainings ..

Hi everyone, Could someone help me with interview process for sse IN4 (Java, microservices), how many rounds of interview will be there ! I have given 2 tech interviews. How long will it take for them to respond ! I feel that i did well in the interview..
Any insights on this would be helpful to me and much appreciated !

Hi everyone, how much time it takes to know whether we have cleared round 1 interview in McKinsey?

Why do firms fire people with low but still profitable hours? I am in my first full year on track for pretty low hours (~1500) but the actual realized fees (after writedowns) are still double my yearly salary. Is it because firms know they could replace someone like me with an equivalent attorney who would bill more?

All the layoffs happening are these on non tech side or tech side as well?

How is everyone feeling amidst these layoffs? Hope everyone is taking care of themselves!

Do we not get a joining kit at the noida location?

Where can we see the new hire RSUs allotted?
Workday just shows the annual RSUs not the new hire RSUs or joining bonus.

Current CTC - 6L. Accenture has offered 10.4 with 60k joining bonus. Designation - Sr Analyst. Is this too low? I have 4 yoe

What are some good and reliable electricity and internet providers in Dallas ?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

Is it the worst time to buy real estate because of the interest rates?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?