I need to convert my post tax 401k either into Roth 401k (through my employer) or Roth IRA. It sounds like Roth IRA would give me more flexibility in the future (I.e. withdrawals prior to retirement if needed), but I’d have to pay 1.25% to my financial advisor to manage it. Which option would you recommend and why?

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

Any advice on how to transition into healthcare IT without experience? I have a MS and MPH. Burned out on patient services roles. Hoping to make a transition before the year out. Actively seeking new opportunities.

Sold all of my holdings yesterday. Don’t see this bull market holding for another week. What are other fishes doing?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

Gold topic: Do you guys invest in Gold? Buying coins here or gold bonds/certificates or gold schemes (in India) etc? Want to consider investing in gold for long term future.

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

Looking to exit UTHEALTH SA for other opportunities. Healthcare is great but pay/retirement is womp-womp. How is comp and benefits at your company? Can someone who has been in academic medicine as a Clinical Reporting Analyst transition to other industries? Thoughts fishies.

Has anybody invested in Yamuna gaur city or planning to do so?

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

Any realtor recs? Looking to buy in Seattle

Hey I am a new real estate sales person kitchener/waterloo area in Ontario, does anyone knows some real estate brokerage that provides training and has low commissions split as well?

Have about 5k to invest - should I do FXAIX or FSKAX?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Anyone looking at airline stocks or ETF play?

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What’s an appropriate comp package for an institutional investment management company in San Francisco? Interviewing for an associate director role and trying to understand salary.

Good news is October got 5 saturdays and 5 Sundays and the bad news is it got 5 Mondays 🔫

On notice period 2 months left and have offer from Infosys with 120% hike.
.NET tech- 3.5 years of experience.(support)
No other offer as of now. Any suggestions on this situation. I am trying in other companies as well.
Can I depend on Infosys that they won't revoke offer or create any issue.
Also I am going to ask Infosys to postpone joining by 15 days as I don't have any Break post my LWD from current company.
Layoffs, offer revoke , joining postponed and hiring stoped... All this news 😥

Hello all,

My YoE 11.5 got offer from GAP Inc

Please tell me how is this company, work culture.

Your suggestion are welcome.

Thanks for your time

What is market hike rate for senior finance professional in current scenario for organisation change..

$Link 👀. Drop down to $11 area or keep pushing up?

Anybody in Frankfurt Germany hiring non German speakers?

Anyone have Producer friends / contacts at Pandora? Looking for an in. 🙌🏻

It is WILD that we had a whole separate bowl for this.

Would a show about High Valyria and it’s collapse be any good?

What are the spin-off shows folks are most excited by, other than HotD?

Lately, I've been hearing a lot from my peers about how sales isn't a real profession.
I work at a tech startup and it mostly comprises developers. They can't stop emphasizing their importance in the food chain and I can't figure if I'm too humble or they're too arrogant.
This yapping comes from people I've known since college. I have successfully blocked all such negativity but wanted to know if anyone here has faced such scenarios.
P.S: I've already accepted an offer above my expectations

What are the career opportunities in SDET after eoy 10-15 years?

Hello.. any holidays in October/ November?

I'm graduating in a few weeks, is to weird to send a holiday gift like wine or a Christmas Card along with my resume? I haven't been hearing back from the companies i have been applying to and I'm looking to stand out.

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Any good wedding ring sources aside from Blue Nile?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Have about 5k to invest - should I do FXAIX or FSKAX?

Paid off my account debt!

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Google stock to buy now or after the split?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What does 401k mean?

In your opinion which is the best target fund to choose in IRA Roth?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?